28 Curtis St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 28 Curtis St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,712 sqft · built 1928
Lot Size	0.085 acres (3,698 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Nov 2025)
Tax Bill	$18,792 (2025)
Deeds & Mortgages	Nov 2025 Sale & Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00722-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`02-00722-0000-00007`
Alternative APN	`020072200007`

Interior

Stories	2 Stories
Building Area	2,712 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Multi-Family
Lot Area	3,698 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 37 ft wide

Location & Zoning

Old Parcel Number	020072200007
Street Address	28 CURTIS ST
City	BLOOMFIELD
State	NJ
Zip	07003-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	37 X 100
Legal Block	722
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2004
Census Tract	15200

Owner

28 Curtis St is owned and occupied by two individuals who bought it in November 2025.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 CURTIS ST, BLOOMFIELD, NJ 07003-3804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Quit Claim Deed, Transfer · Line of Credit TD BANK NA
Mar 16, 2021	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Mar 16, 2021 · Amount on File
Deed Document Number	202571077
Prior Transfer Date	Sep 14, 2025
Prior Transfer Doc	0000071077
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 14, 2025
Property Address	28 CURTIS ST, BLOOMFIELD, NJ 07003-3804
Document Number	0000071077
Instrument Date	Sep 14, 2025
Instrument	2025071077
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 CURTIS ST, BLOOMFIELD, NJ 07003-3804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 CURTIS ST, BLOOMFIELD, NJ 07003-3804

Mortgage

Document Number	0000071078
Date	Nov 14, 2025
Instrument	2025071078

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Sep 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 16, 2021
Property Address	28 CURTIS ST, BLOOMFIELD, NJ 07003-3804
Document Number	2021031739
Instrument Date	Feb 3, 2021
Instrument	2021031739
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	PROVIDENCE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,562.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 CEDAR RD, 7, MONTVILLE, NJ 07045-9508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 CURTIS ST, BLOOMFIELD, NJ 07003-3804

Mortgage

Document Number	2021031740
Date	Mar 16, 2021
Instrument	2021031740

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 28 Curtis St was $18,792, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$538,600 (-) Land $109,200 Building $429,400	$538,600 (-) Land $109,200 Building $429,400
2025	$18,792.00 (+2.86%)	$538,600 Land $109,200 Building $429,400	$538,600 Land $109,200 Building $429,400
2024	$18,269.00
2023		$538,600 Land $109,200 Building $429,400	$538,600 Land $109,200 Building $429,400
2022	$17,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Curtis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 28 Curtis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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