28 Cunningham Rd, Debary, FL 32713 Property Records

Volusia County property record for 28 Cunningham Rd, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,590 sqft · built 1977
Lot Size	2.57 acres (111,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$701,825 (Jul 2023)
Tax Bill	$5,193 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8035-01-00-0070`

Property Details

APN / Parcel Number

Primary APN	`8035-01-00-0070`
Alternative APNs	`30183501000070` `35183001000070` `2460075.0` `2460075`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,590 sqft Living Area
1st Floor Area	2,296 sqft
Upper Floors Area	1,294 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2009
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	111,949 sqft (2.57 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	405 sqft
Porch	Finished/Open Porch
Porch Area	514 sqft
Patio Area	368 sqft
Storage Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2460075
Street Address	28 CUNNINGHAM RD
City	DEBARY
State	FL
Zip	32713-3168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R4
Legal Description	35-18-30 N 1/2 LOT 7 FOLSOM SUB MB 7 PG 72 MB 20 PG 126 PER OR 5252 PGS 4052-4053 PER OR 6268 PG 0828 PER OR 6300 PG 3002 PER OR 7976 PG 4937 PER OR 8440 PG 4038
Legal Range	30E
Legal Township	18S
Legal Section	35
Legal Subdivision	FOLSOM SUB MB
Legal Tract	01
Legal Lot Number	7
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	3
Census Block	3000
Census Tract	90905

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 CUNNINGHAM RD, DEBARY, FL 32713-3168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	2023157003
Deed Book / Page	8440 / 4038
Prior Transfer Date	Jan 14, 2021
Prior Transfer Doc	0079764937
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 31, 2023
Property Address	28 CUNNINGHAM RD, DEBARY, FL 32713-3168
Document Number	0084404038
Book / Page	8440 / 4038
Map Reference	MB 20 PG 126
Instrument Date	Jul 26, 2023
Instrument	2023157003
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,913.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1471 PRIVATE ROAD, DECATUR, TX 76234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CUNNINGHAM RD, DEBARY, FL 32713-3168

Mortgage

Document Number	0084404039
Date	Jul 31, 2023
Instrument	8440/4039

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,260 (+2.7%)	$608,960 (+1.08%) Land $154,200 Building $454,760
2025	$5,193.00 (-46.66%) Homeowner's exemption	$343,973 (+71.97%)	$602,473 (+19.76%) Land $154,200 Building $448,273
2024	$9,735.00 (+244.72%)
2023	$2,824.00 (+2.43%) Homeowner's exemption	$200,021 (+3%)	$503,052 (+18.93%) Land $146,490 Building $356,562
2022	$2,757.00 Homeowner's exemption	$194,195	$422,986 Land $98,945 Building $324,041

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20