28 Cross St, Gorham, NH 03581 Property Records

Coos County and Gorham Town property record for 28 Cross St, Gorham, NH 03581

Property Summary

Property Type	Mobile Home
Details	4 bd · 1 ba · 1,385 sqft · built 1991
Lot Size	0.719 acres (31,333 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GORH M:U8 L:16`

Property Details

APN / Parcel Number

Primary APN	`GORH M:U8 L:16`
Alternative APN	`810`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,385 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,333 sqft (0.719 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	810
Street Address	28 CROSS ST
City	GORHAM
State	NH
Zip	03581-1417
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Lot Number	16
Jurisdiction	GORHAM TOWN NH
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3026
Census Tract	950900

Owner

Source: Coos County and Gorham Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 150, GORHAM, NH 03581-0150
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM TOWN NH
Property Address	28 CROSS ST, GORHAM, NH 03581-1417
Document Number	0014940037
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	43 DUBLIN ST GORHAM NH 035811517, GORHAM, NH 03581-1517

Mortgage

Document Number	0014940037
Date	Aug 8, 2018
Book Page	001494/000037
Instrument	1803404

Lender

Name	BANK OF NH
Type	Bank
Address	LACONIA, NH 03246

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Coos County and Gorham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Gorham Town
Unified School District	Gorham Randolph Shelburne Cooperative School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,894.00 (+119.47%)	$80,760 (+164.79%) Land $47,300 Building $33,460
2024	$863.00 (+16.62%)	$30,500 (-) Land $25,200 Building $5,300
2023			$390,070
2022	$740.00	$30,500 Land $25,200 Building $5,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2002–2014)
Most Recent Claim	Mar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GORHAM WATER AND SEWER DEPT serves 2,630 people · EPA ID NH0921010
Water Source	Surface water
Last State Inspection	Aug 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

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