28 County Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 28 County Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,944 sqft · built 1980
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Last Sale	$104,900 (Apr 1996)
Tax Bill	$5,004 (2025)
Deeds & Mortgages	Nov 2020 Refinance Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0197 B:0000 L:1`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0197 B:0000 L:1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	3,400 sqft
Basement Area	864 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,998 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	28 COUNTY RD
City	HOLYOKE
State	MA
Zip	01040-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	1
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1005
Census Tract	812101

Owner

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 COUNTY RD, HOLYOKE, MA 01040-9606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD SAVINGS BANK
Aug 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 5, 1996 · Amount on Record
Deed Sale	Apr 5, 1996 · Amount on Record
Prior Sale	Jul 31, 1987 · Amount on Record
Deed Book / Page	9442 / 359
Last Transfer Date	Aug 25, 2020
Transfer Doc	23383-344
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	28 COUNTY RD, HOLYOKE, MA 01040-9606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23514-123
Date	Nov 3, 2020
Book Page	23514/123
Instrument	64585

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2030

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Aug 26, 2020
Property Address	28 COUNTY RD, HOLYOKE, MA 01040-9606
Document Number	23383-344
Book / Page	023383 / 000344
Instrument Date	Aug 25, 2020
Instrument	47124
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 COUNTY RD HOLYOKE MA 010409606, HOLYOKE, MA 01040-9606

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,004.00 (+0.48%)	$286,600 (+9.06%) Land $66,000 Building $220,600	$332,595 (+7.06%)
2024	$4,980.00 (+4.51%)	$262,800 (+3.46%) Land $62,900 Building $199,900	$310,650
2023	$4,765.00	$254,000 Land $62,900 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Netafy Fixed Wireless	150 / 150
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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