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28 Cottage Link Walk, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 28 Cottage Link Walk, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,035 sqft · built 2018
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$282,100 (Aug 2018)
Tax Bill$3,435 (2025)
Deeds & MortgagesAug 2025 Second Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN029231-0020

Property Details

APN / Parcel Number

Primary APN029231-0020

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,035 sqft Living Area
Gross Area2,614 sqft
1st Floor Area1,128 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area449 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address28 COTTAGE LINK WALK
CitySAINT AUGUSTINE
StateFL
Zip32092-3136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description89/29-33 COTTAGES AT GLENMOOR LOT 2 OR4599/702
Legal Range28E
Legal Township06S
Legal Section44
Legal SubdivisionCOTTAGES AT GLENMOOR
Legal Block4
Legal Lot Number2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4000
Census Tract20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VYSTAR CREDIT UNION
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Aug 20, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2018 · Amount on Record
Deed SaleAug 20, 2018 · Amount on Record
Deed Document Number201860190
Deed Book / Page4599 / 702
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address28 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3136
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3136

Mortgage

Document Number0061991720
DateAug 8, 2025
Book Page6199/1720
Instrument2025064149
Lender
NameVYSTAR CREDIT UNION
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueSep 1, 2030

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address28 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3136
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3136

Mortgage

Document Number0051340367
DateDec 23, 2020
Book Page5134/367
Instrument2020117960
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 20, 2018
Property Address28 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3136
Document Number0045990702
Book / Page4599 / 0702
Map ReferenceMB89 PG29-33
Instrument DateAug 16, 2018
Instrument2018060190
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3136

Mortgage

Document Number2018060191
DateAug 20, 2018
Instrument2018060191
Lender
NameJET HOMELOANS LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$276,316 (+2.7%)$351,531 (-3.77%) Land $90,000 Building $261,531
2025$3,435.00 (+13.07%) Homeowner's exemption$269,052 (+2.9%)$365,293 (-1.28%) Land $85,000 Building $280,293
2024$3,038.00 (+2.08%) Homeowner's exemption$261,469 (+3%)$370,020 (-3.09%) Land $90,000 Building $280,020
2023$2,976.00 (+3.08%) Homeowner's exemption$253,853 (+3%)$381,830 (+15.56%) Land $90,000 Building $291,830
2022$2,887.00 Homeowner's exemption$246,459$330,409 Land $72,800 Building $257,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 110 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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