28 Cornerstone Dr, Belmont (Morrill), ME 04952 Property Records

Waldo County and Belmont Town property record for 28 Cornerstone Dr, Belmont, ME 04952

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,890 sqft · built 1987
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,708 (2025)
Deeds & Mortgages	Apr 2023 Refinance Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELT M:5 B:30 L:10-01`

Property Details

APN / Parcel Number

Primary APN	`BELT M:5 B:30 L:10-01`
Alternative APN	`609`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,890 sqft Living Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	609
Street Address	28 CORNERSTONE DR
City	BELMONT
State	ME
Zip	04952-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	30
Legal Lot Number	10-1
Jurisdiction	BELMONT ME
Township / Civil Division	BELMONT
Census Block Group	3
Census Block	3002
Census Tract	45000

Owner

28 Cornerstone Dr is owned and occupied by two individuals.

Source: Waldo County and Belmont Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 CORNERSTONE DR, BELMONT, ME 04952-3001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance KATHADIN TRUST CO
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit KATHADIN TRUST CO
May 17, 2019	Deed of Trust, Mortgage · Line of Credit KATAHDIN TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT ME
Property Address	28 CORNERSTONE DR, BELMONT, ME 04952-3001
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00004896/1
Date	Apr 20, 2023
Book Page	4896/1
Instrument	2023-2172

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT ME
Property Address	28 CORNERSTONE DR, BELMONT, ME 04952-3001
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004634/206
Date	Apr 13, 2021
Book Page	4634/206
Instrument	2021-3563

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	28 CORNERSTONE DR, BELMONT, ME 04952-3001
Document Number	0043740087
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 CORNERSTONE DR BELMONT ME 049523001, BELMONT, ME 04952-3001

Mortgage

Document Number	0043740087
Date	May 21, 2019
Book Page	004374/000087
Instrument	3998

Lender

Name	KATAHDIN TR CO
Address	PATTEN, ME 04765

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 20, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28 Cornerstone Dr was $4,708, up 2.2% from the year before.

Source: Waldo County and Belmont Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Belmont Town
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,708.00 (+2.17%)	$272,122 (+6%) Land $33,655 Building $238,467
2024	$4,608.00 (+1.95%)	$256,718 (-1.19%) Land $31,750 Building $224,968
2023	$4,520.00 (+4.2%)	$259,798 (-1.17%) Land $31,750 Building $228,048
2022	$4,338.00	$262,879 Land $31,750 Building $231,129

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Cornerstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Cornerstone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Redzone Wireless Fixed Wireless	50 / 15

May also be available: Fidium Fiber, Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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