St. Johns County property record for 28 Cordova St, Saint Augustine, FL 32084
| Property Type | Commercial |
|---|---|
| Details | 3,391 sqft · built 1969 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | Company Name on File |
| Last Sale | $457,000 (Jan 2015) |
| Tax Bill | $12,525 (2025) |
| Deeds & Mortgages | Mar 2020 Loan Modification Dec 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 205490-0000 |
| Primary APN | 205490-0000 |
|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,391 sqft Gross Area |
| 1st Floor Area | 1,781 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 40 sqft |
| Carport | Carport |
| Carport Area | 40 sqft |
| Porch | Porch |
| Porch Area | 45 sqft |
| Canopy | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28 CORDOVA ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-3627 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | MODEL LAND CO SUB CITY LOT 15-A BLK K OR4586/1072 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 18 |
| Legal Subdivision | MODEL LAND COMPANY SUBDIVISION |
| Legal Block | K |
| Legal Lot Number | 15-A |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Model Land Company Historic District listed 1983 · 240 contributing resources · NRIS 83001439 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
28 Cordova St, a commercial property, is owned by a company that acquired it in July 2018.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 28 CORDOVA ST, SAINT AUGUSTINE, FL 32084-3627 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 12, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| Dec 14, 2017 | Deed of Trust, Mortgage CITY OF ST AUGUSTINE FLORIDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2015 · Amount on File |
| Deed Sale | Jan 22, 2015 · Amount on File |
| Prior Sale | Apr 7, 2014 · Amount on File |
| Deed Document Number | 20153815 |
| Deed Book / Page | 3978 / 986 |
| Last Transfer Date | Jul 26, 2018 |
| Transfer Doc | 0045861072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 28 CORDOVA ST, SAINT AUGUSTINE, FL 32084-3627 |
| Document Number | 0049090112 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 OCEAN PINES DR ST AUGUSTINE FL 320806382, ST AUGUSTINE, FL 32080-6382 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 28 CORDOVA ST, SAINT AUGUSTINE, FL 32084-3627 |
| Document Number | 0044960971 |
| Book / Page | 004496 / 000971 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 28 CORDOVA ST AUGUSTINE FL 32095, ST AUGUSTINE, FL 32095 |
| Document Number | 0044960971 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 004496/000971 |
| Instrument | 6604 |
| Name | CITY OF ST AUGUSTINE FLORIDA |
|---|---|
| Address | PO BOX 210, ST AUGUSTINE, FL 32085-0210 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jan 29, 2023 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
The 2025 property tax bill for 28 Cordova St was $12,525, up 12.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $674,333 (+8.75%) | $695,677 (+12.19%) Land $359,325 Building $336,352 | |
| 2025 | $12,525.00 (+12.23%) | $620,097 | $620,097 Land $335,370 Building $284,727 |
| 2024 | $11,160.00 (+2.88%) | ||
| 2023 | $10,848.00 (+18.11%) | $653,328 (+41.85%) | $653,328 (+41.85%) Land $361,800 Building $291,528 |
| 2022 | $9,185.00 | $460,578 | $460,578 Land $324,000 Building $136,578 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Cordova St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 210 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 210 in force |
| Nearby Flood Claims | 241 (1984–2024) |
| Claims Outside the SFHA | 1 of 241 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Cordova St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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