28 Coolidge Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 28 Coolidge Ave, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,858 sqft · built 1957
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$1,400,000 (Jul 2023)
Tax Bill$22,343 (2026)
Deeds & MortgagesMar 2024 Transfer
Oct 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN551400 146-17-1-23

Property Details

APN / Parcel Number

Primary APN551400 146-17-1-23
Alternative APN
  • 140014601700010230000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,858 sqft Living Area
1st Floor Area1,928 sqft
2nd Floor Area930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleSplit Level
Exterior MaterialWood
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address28 COOLIDGE AVE
CityRYE
StateNY
Zip10580-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal SubdivisionMAP OF GLEN OAKS
Legal Block1
Legal Lot Number23.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group1
Census Block1010
Census Tract7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 COOLIDGE AVE, RYE, NY 10580-1305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2024Intrafamily Transfer, Transfer
COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO
Oct 13, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jul 20, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
HSBC BANK USA
Jul 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 8, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2023 · Amount on Record
Deed SaleJul 20, 2023 · Amount on Record
Prior SaleSep 6, 2006 · Amount on Record
Deed Document Number20233673
Last Transfer DateFeb 2, 2024
Transfer Doc0000003047
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTCHESTER NY
Recording DateMar 7, 2024
Property Address28 COOLIDGE AVE, RYE, NY 10580-1305
Document Number0640333047
Map ReferenceMAP 2966
Instrument DateFeb 2, 2024
Instrument640333047
Transaction TypeTransfer
Record UpdatedMar 18, 2024
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 COOLIDGE AVE, RYE, NY 10580-1305

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address28 COOLIDGE AVE, RYE, NY 10580-1305
Transaction TypeMortgage
Record UpdatedDec 20, 2023
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 COOLIDGE AVE, RYE, NY 10580-1305

Mortgage

Document Number0622863519
DateOct 13, 2022
Instrument622863519
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateJul 20, 2023
Property Address28 COOLIDGE AVE, RYE, NY 10580-1305
Document Number0631793673
Instrument DateJun 29, 2023
Instrument631793673
Transaction TypeTransfer
Record UpdatedAug 4, 2023
Title CompanyNEW WAY ABSTRACT CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 COOLIDGE AVE, RYE, NY 10580-1305

Transferred To (Grantee/Buyer)

NameVerified Name
Address1038 HUASHAN RD #B1 102 # B1102, B1, WESTCHESTER XX

Mortgage

Document Number0631983045
DateJul 20, 2023
Instrument631983045
Lender
NameHSBC BANK USA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address28 COOLIDGE AVE, RYE, NY 10580-1305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFREEDOM ABSTRACT CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0591893010
DateJul 8, 2019
Instrument591893010
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.37%
Index1-Year LIBOR
Max Rate8.37%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address28 COOLIDGE AVE, RYE, NY 10580-1305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFREEDOM ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0591893011
DateJul 8, 2019
Instrument591893011
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,343.00 (-13.5%)
2025$25,831.00$17,625 (-) Land $5,100 Building $12,525$1,493,644 (+6.78%) Land $432,203 Building $1,061,441
2024$17,625 (-1.54%) Land $5,100 Building $12,525$1,398,810 (+0.81%) Land $404,762 Building $994,048
2023$17,900 (-) Land $5,100 Building $12,800$1,387,597 (+13.95%) Land $395,349 Building $992,248
2022$17,900 Land $5,100 Building $12,800$1,217,687 Land $346,939 Building $870,748

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims72 (1978–2024)
Claims Outside the SFHA35 of 72
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 19 claims
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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