28 Continental Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 28 Continental Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,683 sqft · built 1968
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Jun 2007)
Tax Bill$7,060 (2026)
Deeds & MortgagesNov 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 58.12-8-57

Property Details

APN / Parcel Number

Primary APN422800 58.12-8-57
Alternative APN
  • 280005801200080570000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,683 sqft Living Area
1st Floor Area1,067 sqft
Basement Area616 sqft
Finished Basement616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions195 ft deep x 75 ft wide
Garage TypeBasement

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchPatio
Porch Area300 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address28 CONTINENTAL RD
CitySCHENECTADY
StateNY
Zip12306-3535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G2,HSF,2FP,SP COLONIAL MANOR -PT103 7.-498-15
Legal Block8
Legal Lot Number57.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1000
Census Tract33003

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address28 CONTINENTAL RD, SCHENECTADY, NY 12306-3535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2007 · Amount on Record
Deed SaleJun 19, 2007 · Amount on Record
Deed Book / Page1761 / 736
Record UpdatedOct 29, 2026

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address28 CONTINENTAL RD, SCHENECTADY, NY 12306-3535
Document Number0000000866
Book / Page004734 / 000962
Instrument DateNov 4, 2016
Transaction TypeMortgage
Record UpdatedJan 11, 2017
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 CONTINENTAL RD SCHENECTADY NY 123063535, SCHENECTADY, NY 12306-3535

Mortgage

Document Number0000000866
DateJan 6, 2017
Book Page004734/000962
Instrument866
Lender
NameINTERCONTINENTAL CAP
TypeFunding / Finance Company
AddressJERICHO, NY 11753
Agreement
AmountAmount Recorded
Term180 Months
DueJan 5, 2032

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,060.00 (+1.61%) Homeowner's exemption
2025$6,948.00$190,000 (-) Land $25,500 Building $164,500$292,300 (+16.92%) Land $39,230 Building $253,070
2023$190,000 Land $25,500 Building $164,500$250,000 Land $33,553 Building $216,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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