28 Commonwealth Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 28 Commonwealth Dr, Basking Ridge, NJ 07920

Property Summary

Property TypeSingle Family Home
Details1,050 sqft · built 1987
Lot Size0.011 acres (487 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Jun 2026)
Tax Bill$6,840 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-08603-0000-00028-0000-CONDO

Property Details

APN / Parcel Number

Primary APN02-08603-0000-00028-0000-CONDO
Alternative APNs
  • 020018203000280000CONDO
  • 0208603000000028CONDO

Interior

Building Area1,050 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Lot Area487 sqft (0.011 acres)

Location & Zoning

Old Parcel Number020018203000280000CONDO
Street Address28 COMMONWEALTH DR
CityBASKING RIDGE
StateNJ
Zip07920-3060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionADDITIONAL LOTS: L 28.01 C-GAR
Legal SubdivisionWASHINGTON VILLAGE CONDOMINIUM
Legal Block8603
Legal Lot Number28
JurisdictionSOMERSET NJ
Township / Civil DivisionBERNARDS
Census Block Group1
Census Block1004
Census Tract52603

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2026Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 24, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2026 · Amount on Record
Deed SaleJun 5, 2026 · Amount on Record
Prior SaleSep 24, 2021 · Amount on Record
Deed Document Number202615711
Deed Book / Page7685 / 88
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateJun 5, 2026
Property Address28 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3060
Document Number0000015711
Book / Page7685 / 88
Instrument DateMay 27, 2026
Instrument202615711
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45,450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3060

Mortgage

Document Number0000015712,
DateJun 5, 2026
Instrument202615712
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

September 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSOMERSET NJ
Recording DateSep 24, 2021
Property Address28 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3060
Document Number0000057451
Book / Page7386 / 185
Instrument DateAug 2, 2021
Instrument2021057451
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyREALSAFE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$512.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 COMMONWEALTH DR, 28, BASKING RIDGE, NJ 07920-3060

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 COMMONWEALTH DRIVE, BERNARDS TOWNSHIP, NJ

Mortgage

Document Number0000057452
DateSep 24, 2021
Instrument2021057452
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBernards Township
Unified School DistrictBernards Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$415,600 (+2.57%) Land $140,000 Building $275,600$415,600 (+2.57%) Land $140,000 Building $275,600
2025$6,840.00 (+8.13%)$405,200 (+27.5%) Land $140,000 Building $265,200$405,200 (+27.5%) Land $140,000 Building $265,200
2024$6,326.00 (+10.5%)
2023$317,800 Land $124,000 Building $193,800$317,800 Land $124,000 Building $193,800
2022$5,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2008–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35

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