28 Commerce St, Norwalk, CT 06850 Property Records

Norwalk City property record for 28 Commerce St, Norwalk, CT 06850

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 1,538 sqft · built 1880
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on Record
Last Sale	$387,589 (Mar 2006)
Tax Bill	$6,072 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D:1 B:29 L:48`

Property Details

APN / Parcel Number

Primary APN	`D:1 B:29 L:48`
Alternative APNs	`NORW M:1 B:29 L:48` `NWLK M:1 B:29 L:48` `1563`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	1,538 sqft Living Area
Gross Area	2,163 sqft
1st Floor Area	913 sqft
Basement Area	625 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	871 sqft (0.02 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1563
Street Address	28 COMMERCE ST
City	NORWALK
State	CT
Zip	06850-4165
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	CBDA
Legal Block	29
Legal Lot Number	48
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	2
Census Block	2004
Census Tract	43700

Owner

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	28 COMMERCE ST, NORWALK, CT 06850-4165
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 17, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2006 · Amount on Record
Deed Sale	Mar 13, 2006 · Amount on Record
Deed Book / Page	6134 / 37
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	28 COMMERCE ST, NORWALK, CT 06850-4165
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009243-107
Date	May 17, 2021
Book Page	9243/107
Instrument	2021006881

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Jun 1, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	28 COMMERCE ST, NORWALK, CT 06850-4165
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009243-107
Date	May 17, 2021
Book Page	9243/107
Instrument	2021006881

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,072.00 (+1.39%)	$250,570 (-) Land $54,960 Building $195,610
2025	$5,989.00	$250,570 (+51.53%) Land $54,960 Building $195,610	$175,399 Land $38,472 Building $136,927
2024	$5,989.00 (+44.38%)
2023	$4,148.00 (+2.19%)	$165,360 (-) Land $43,190 Building $122,170
2022	$4,059.00	$165,360 Land $43,190 Building $122,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Xfinity.

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