28 College Ave, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 28 College Ave, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,676 sqft · built 1900
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$202,400 (Sep 2017)
Tax Bill	$5,799 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:102 B:010 L:000`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:102 B:010 L:000`
Alternative APN	`1559`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area
Gross Area	2,686 sqft
1st Floor Area	1,054 sqft
Basement Area	782 sqft
Unfinished Basement	782 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	1559
Street Address	28 COLLEGE AVE
City	GORHAM
State	ME
Zip	04038-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Block	10
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1018
Census Tract	4002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gorham Historic District listed 1992 · 42 contributing resources · NRIS 92001298

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

28 College Ave is owned and occupied by two individuals who bought it in September 2017.

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 COLLEGE AVE, GORHAM, ME 04038-1004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2017	Deed of Trust, Mortgage CUMBERLAND CTY FCU
Sep 24, 2020	Deed of Trust, Mortgage · ARM NAVY FCU
Sep 26, 2017	Deed of Trust, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on File
Deed Sale	Sep 27, 2017 · Amount on File
Deed Document Number	201749517
Deed Book / Page	34344 / 310
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	28 COLLEGE AVE, GORHAM, ME 04038-1004
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0341210102
Date	Jun 29, 2017
Book Page	34121/0102
Instrument	000000030627

Lender

Name	CUMBERLAND CTY FCU

Agreement

Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	28 COLLEGE AVE, GORHAM, ME 04038-1004
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0372190219
Date	Sep 24, 2020
Book Page	37219/219
Instrument	60364

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Oct 1, 2023
Index	5-Year CMT
Margin	2

September 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	28 COLLEGE AVE, GORHAM, ME 04038-1004
Document Number	0343440312
Book / Page	034344 / 000312
Instrument Date	Sep 26, 2017
Transaction Type	Transfer
Record Updated	Oct 11, 2017

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 COLLEGE AVE GORHAM ME 040381004, GORHAM, ME 04038-1004

Mortgage

Document Number	0343440312
Date	Sep 27, 2017
Book Page	034344/000312
Instrument	49518

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 28 College Ave was $5,799, up 0.7% from the year before.

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,799.00 (+0.69%)	$391,800 (-) Land $112,600 Building $279,200
2024	$5,759.00	$391,800 Land $112,600 Building $279,200
2022	$5,035.00	$391,800 Land $112,600 Building $279,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 College Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 College Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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