Hampden County and Springfield City property record for 28 Cole St, Springfield, MA 01119 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1925 |
| Square Footage | 794 sqft Living Area |
| Lot Size | 3,202 sqft (0.074 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $139,900 (2021) |
| Tax Bill | $3,062.00 (2025) |
Source: Hampden County and Springfield City records · APN SPRI S:02980 P:0007
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 COLE ST, SPRINGFIELD, MA 01119-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCIAL NETWORK |
| Jun 15, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage ROSS MORTGAGE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Deed Doc Number | 202141006 |
| Deed Book / Page | 23941 / 296 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 28 COLE ST, SPRINGFIELD, MA 01119-1026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 025346-581 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 25346/581 |
| Instrument | 10343 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 15, 2021 |
| Property Address | 28 COLE ST, SPRINGFIELD, MA 01119-1026 |
| Document Number | 023941-296 |
| Book / Page | 23941 / 296 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 41006 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 28 COLE ST, SPRINGFIELD, MA 01119-1026 |
| Document Number | 0000226585 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 226585 |
| Name | ROSS MORTGAGE COMPANY INC |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,062.00 (+20.46%) | $195,300 (+30.99%) Land $34,900 Building $160,400 | $192,280 (-2.36%) |
| 2024 | $196,935 | ||
| 2023 | $2,542.00 | $149,100 Land $30,900 Building $118,200 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | SPRI S:02980 P:0007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 794 sqft Living Area |
| 1st Floor | 420 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,202 sqft (0.074 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 29800007 |
|---|---|
| Street Address | 28 COLE ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01119-1026 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SPRINGFIELD MA |
| Minor Civil Division | SPRINGFIELD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 801502 |
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