Clinton County and Black Brook Town property record for 28 Cold Brook Rd, Saranac, NY 12981
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,247 sqft · built 1910 |
| Lot Size | 47.9 acres (2,086,524 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,492 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 092600 271.-1-17 |
| Primary APN | 092600 271.-1-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| 1st Floor Area | 997 sqft |
| Upper Floors Area | 250 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 2,086,524 sqft (47.9 acres) |
| Garage Type | Attached |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 228 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 28 COLD BROOK RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | BLACK BROOK |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 103800 |
Source: Clinton County and Black Brook Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 375 COLD BROOK RD, SARANAC, NY 12981-2510 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 15, 2014 |
| Transfer Doc | 0000020142/000006462 |
| Record Updated | Oct 29, 2026 |
Source: Clinton County and Black Brook Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Black Brook Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,492.00 (+252.48%) | ||
| 2025 | $707.00 | $100,000 (-) Land $40,000 Building $60,000 | $100,000 (-) Land $40,000 Building $60,000 |
| 2023 | $100,000 Land $40,000 Building $60,000 | $100,000 Land $40,000 Building $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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