28 Coggeshall Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 28 Coggeshall Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,024 sqft · built 1998
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Trust Names on File
Last Sale	$159,000 (Jul 1992)
Tax Bill	$9,330 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0145 B:0015 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0145 B:0015 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,024 sqft Living Area
Gross Area	4,142 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	28 COGGESHALL RD
City	GLOUCESTER
State	MA
Zip	01930-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	15
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1005
Census Tract	221100

Owner

28 Coggeshall Rd is owner-occupied and held in a trust since January 2025.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	28 COGGESHALL RD, GLOUCESTER, MA 01930-1008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2017	Deed of Trust, Mortgage CAPE ANN SAVINGS BANK
Aug 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1992 · Amount on File
Deed Sale	Jul 30, 1992 · Amount on File
Deed Book / Page	11409 / 233
Last Transfer Date	Jan 28, 2025
Transfer Doc	0042555-41
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	28 COGGESHALL RD, GLOUCESTER, MA 01930-1008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35602-427
Date	Jan 10, 2017
Book Page	35602/427
Instrument	348

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	28 COGGESHALL RD, GLOUCESTER, MA 01930-1008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38785-444
Date	Aug 4, 2020
Book Page	38785/444
Instrument	20200804003980

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 28 Coggeshall Rd was $9,330, up 3.6% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,330.00 (+3.6%)	$1,002,100 (+8.16%) Land $341,300 Building $660,800	$930,536 (-30.28%)
2025	$9,006.00 (+1.53%)	$926,500 (+1.63%) Land $316,000 Building $610,500	$1,334,655
2024	$8,870.00 (+4.38%)	$911,600 (+13.6%) Land $301,100 Building $610,500
2023	$8,498.00	$802,500 Land $268,800 Building $533,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Coggeshall Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1991–2010)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Coggeshall Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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