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28 Clover, Lake Forest, CA 92630 Property Records

Orange County property record for 28 Clover, Lake Forest, CA 92630 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,705 sqft · built 2014
Lot Size0.048 acres (2,120 sqft)
OwnerIndividual Name on File
Last Sale$646,500 (Apr 2015)
Tax Bill$8,153 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN610-451-28

Property Details

APN / Parcel Number

Primary APN610-451-28

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,705 sqft Living Area

Exterior

Year BuiltBuilt 2014
Lot Area2,120 sqft (0.048 acres)
Garage Area435 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address28 CLOVER
CityLAKE FOREST
StateCA
Zip92630-8368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 17529 BLK LOT 28
Legal Tract17529
Legal Lot Number28
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group5
Census Block5022
Census Tract52422

Owner

Source: Orange County records · APN 610-451-28

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address28 CLOVER, LAKE FOREST, CA 92630-8368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNI FIRST INVESTMENT INC
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
PACIFIC BAY LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2015 · Amount on Record
Deed SaleApr 10, 2015 · Amount on Record
Deed Document Number2015000186372
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address28 CLOVER, LAKE FOREST, CA 92630-8368
Transaction TypeMortgage
Record UpdatedAug 06, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CLOVER, LAKE FOREST, CA 92630-8368

Mortgage

Document Number0000476229
DateJul 27, 2021
Instrument2021000476229
Lender
NameUNI FIRST INVESTMENT INC
TypeNon-Lending Institution
AddressALHAMBRA, CA 91801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address28 CLOVER, LAKE FOREST, CA 92630-8368
Document Number0000311960
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedJul 29, 2020
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28 CLOVER LAKE FOREST CA 926308368, LAKE FOREST, CA 92630-8368

Mortgage

Document Number0000311960
DateJul 02, 2020
Instrument311960
Lender
NamePACIFIC BAY LNDG
AddressGARDEN GROVE, CA 92841
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2040

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,153.00 (+4.33%) Homeowner's exemption$776,924 (+4.04%) Land $460,702 Building $316,222
2023$7,815.00 (+1.84%) Homeowner's exemption$746,756 Land $442,812 Building $303,944
2022$7,674.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590524225, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 600 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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