28 Cloister, Irvine, CA 92602 Property Records

Orange County property record for 28 Cloister, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,083 sqft · built 2015
Lot Size	0.141 acres (6,162 sqft)
Owner	Individual Name on File
Last Sale	$3,950,000 (Jun 2025)
Tax Bill	$50,065 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`527-111-25`

Property Details

APN / Parcel Number

Primary APN	`527-111-25`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Building Area	4,083 sqft Living Area

Exterior

Year Built	Built 2015
Lot Area	6,162 sqft (0.141 acres)
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28 CLOISTER
City	IRVINE
State	CA
Zip	92602-0842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16703 BLK LOT 73
Legal Tract	16703
Legal Lot Number	73
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3012
Census Tract	52437

Owner

28 Cloister is owned and occupied by an individual who bought it in June 2025.

Source: Orange County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	28 CLOISTER, IRVINE, CA 92602-0842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Oct 18, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025 · Amount on File
Deed Sale	Jun 12, 2025 · Amount on File
Prior Sale	Oct 18, 2023 · Amount on File
Deed Document Number	2025000169398
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 CLOISTER, IRVINE, CA 92602-0842
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CLOISTER, IRVINE, CA 92602-0842

Mortgage

Document Number	0000034887
Date	Feb 13, 2026
Instrument	2026000034887

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 18, 2023
Property Address	28 CLOISTER, IRVINE, CA 92602-0842
Document Number	0000254376
Map Reference	MB 921 PG 14-19
Instrument Date	Oct 11, 2023
Instrument	2023000254376
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 CLOISTER, IRVINE, CA 92602-0842
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 28 Cloister was $50,065.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$50,065.00	$3,927,000 Land $2,838,871 Building $1,088,129
2023	$27,534.00 (+1.74%)	$1,915,496 Land $989,409 Building $926,087
2022	$27,063.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Cloister in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Cloister is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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