28 Clipper Ct, Mystic, CT 06355 Property Records

Groton Town property record for 28 Clipper Ct, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,025 sqft · built 1985
Lot Size	0.739 acres (32,191 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,702 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:260808886259`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260808886259`
Alternative APNs	`260808886259` `143040000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,191 sqft (0.739 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	260808886259
Street Address	28 CLIPPER CT
City	MYSTIC
State	CT
Zip	06355-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2022
Census Tract	703000

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 CLIPPER CT, MYSTIC, CT 06355-2138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit CHARTER OAK FEDERAL CREDIT UNION
Jan 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU
Jun 2, 2017	Deed of Trust, Mortgage CHARTER OAK FED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Recording Date	Jun 11, 2026
Property Address	28 CLIPPER CT, MYSTIC, CT 06355-2138
Document Number	1339000206
Book / Page	1339 / 206
Instrument Date	Jun 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CLIPPER CT, MYSTIC, CT 06355-2138

Mortgage

Document Number	001339-206,
Date	Jun 11, 2026
Book Page	1339/206

Lender

Name	CHARTER OAK FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jul 1, 2050

Interest

Rate	6.37%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	28 CLIPPER CT, MYSTIC, CT 06355-2138
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001300-989
Date	Jan 4, 2024
Book Page	1300/989
Instrument	5224960006

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2048

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	28 CLIPPER CT, MYSTIC, CT 06355-2138
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01256-1090
Date	Jun 29, 2021
Book Page	1256/1090
Instrument	5076690005

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Jul 1, 2045

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	28 CLIPPER CT, MYSTIC, CT 06355-2138
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1184-61
Date	Jun 2, 2017
Book Page	1184/61
Instrument	4825380005

Lender

Name	CHARTER OAK FED CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	288 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,702.00	$282,940 (-) Land $125,013 Building $157,927	$198,058 Land $87,509 Building $110,549
2024	$7,702.00 (+12%)
2023	$6,877.00 (+2.23%)	$282,940 (-) Land $57,330 Building $225,610
2022	$6,727.00	$282,940 Land $57,330 Building $225,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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