28 Clay Cir, Morganton, GA 30560 Property Records

Fannin County property record for 28 Clay Cir, Morganton, GA 30560

Property Summary

Property Type	General Agricultural/Rural
Details	1 ba · 4,244 sqft · built 1981
Lot Size	44.2 acres (1,927,530 sqft)
Owner	Individual Name on Record
Last Sale	$539,900 (Jun 2024)
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0025 007`

Property Details

APN / Parcel Number

Primary APN	`0025 007`
Alternative APN	`3280`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	4,244 sqft Building Perimeter
Basement Area	1,886 sqft
Unfinished Basement	1,886 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,927,530 sqft (44.2 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	367 sqft
Deck Area	938 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	3280
Street Address	28 CLAY CIR
City	MORGANTON
State	GA
Zip	30560
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	RURAL
Legal Description	8-1 LL146,147,178,179 DB1606-564* 44.25 ACS
Legal Subdivision	STEUART DEWAR
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	1
Census Block	1063
Census Tract	50100

Owner

Source: Fannin County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	256 ROCK CREEK CT, CHERRY LOG, GA 30522-2706
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage
Aug 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage LIM TECH
Jun 14, 2024	Warranty Deed, Transfer
May 27, 2022	Limited Warranty Deed, Transfer
Dec 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	May 31, 2022 · Amount on Record
Deed Book / Page	1606 / 564
Prior Transfer Date	Apr 15, 2013
Prior Transfer Doc	001050/302
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Recording Date	Aug 28, 2026
Property Address	28 CLAY CIR, MORGANTON, GA 30560
Document Number	1719000500
Book / Page	1719 / 500
Instrument Date	Aug 27, 2026
Transaction Type	Mortgage
Record Updated	Oct 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1719000500,
Date	Aug 28, 2026
Book Page	1719/500

Lender

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2027

Interest

Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	28 CLAY CIR, MORGANTON, GA 30560
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LOWERY RD

Mortgage

Document Number	0000001665/0000000251
Date	Aug 27, 2025
Book Page	0000001665/0000000251

Lender

Name	LIM TECH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jun 14, 2024
Property Address	28 CLAY CIR, MORGANTON, GA 30560
Document Number	001606/564
Book / Page	1606 / 564
Instrument Date	Jun 14, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LOWERY RD, GA

May 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	May 27, 2022
Property Address	28 CLAY CIR, MORGANTON, GA 30560
Document Number	001507/683
Book / Page	1507 / 683
Instrument Date	May 27, 2022
Instrument	2022-001872
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 N MAIN ST STE 100, 100, BUFFALO, WY 82834-1761

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Dec 8, 2021
Property Address	28 CLAY CIR, MORGANTON, GA 30560
Document Number	001472/725
Book / Page	1472 / 725
Instrument Date	Dec 8, 2021
Instrument	2021-004052
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 729, BLUE RIDGE, GA 30513-0013
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00 (-39.8%)	$111,316 (-) Land $111,316	$278,289 (-) Land $278,289
2023		$111,316 (-6.88%) Land $111,316	$278,289 (-6.88%) Land $278,289
2022	$1,676.00	$119,544 Land $119,544	$298,860 Land $298,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 94% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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