28 Clark St, Tupelo, MS 38804 Property Records

Lee County property record for 28 Clark St, Tupelo, MS 38804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 883 sqft · built 2006
Lot Size	0.092 acres (4,009 sqft)
Owner	Individual Name on Record
Tax Bill	$4,784 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`089Q-32-051-00`

Property Details

APN / Parcel Number

Primary APN	`089Q-32-051-00`
Alternative APNs	`043356` `43356`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	883 sqft Heated Area
Gross Area	1,592 sqft
2nd Floor Area	706 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,009 sqft (0.092 acres)
Lot Dimensions	97.8 ft deep x 41 ft wide
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	043356
Old Parcel Number	089Q-32-051-00
Street Address	28 CLARK ST
City	TUPELO
State	MS
Zip	38804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-19
Legal Range	06E
Legal Township	09S
Legal Section	32
Legal Subdivision	FAIRPARK DISTRICT PHASE II
Legal Lot Number	2-19 3
Jurisdiction	LEE MS
Township / Civil Division	5
Census Block Group	3
Census Block	3029
Census Tract	950502

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 CLARK ST, TUPELO, MS 38804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 6, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Jun 2, 2025	Warranty Deed, Transfer BANKPLUS LOAN OPERATIONS
Nov 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025
Deed Sale	Jun 2, 2025
Prior Sale	Nov 7, 2018
Deed Document Number	2025006351
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	28 CLARK ST, TUPELO, MS 38804
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 W MAIN ST 1391, 1391, TUPELO, MS 38804-3804

Mortgage

Document Number	2022003224
Date	Mar 4, 2022
Instrument	2022003224

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	May 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	28 CLARK ST, TUPELO, MS 38804
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018014134
Date	Nov 6, 2018
Instrument	2018014134

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	28 CLARK ST, TUPELO, MS 38804
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CLARK ST, TUPELO, MS 38804

Mortgage

Document Number	2020014936
Date	Oct 27, 2020
Instrument	2020014936

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Dec 1, 2048

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Jun 2, 2025
Property Address	28 CLARK ST, TUPELO, MS 38804
Document Number	2025006351
Instrument Date	May 30, 2025
Instrument	2025006351
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 CLARK ST, TUPELO, MS 38804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CLARK ST, TUPELO, MS 38804

Mortgage

Document Number	2025006352
Date	Jun 2, 2025
Instrument	2025006352

Lender

Name	BANKPLUS LOAN OPERATIONS
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Jul 1, 2032

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Nov 7, 2018
Property Address	28 CLARK ST, TUPELO, MS 38804
Document Number	2018014133
Instrument Date	Nov 6, 2018
Instrument	2018014133
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 COUNTY ROAD 520, 62, SHANNON, MS 38868-9243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CLARK ST, TUPELO, MS 38804

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,784.00	$35,192 (-)	$234,610 (-) Land $45,000 Building $189,610
2024	$4,784.00 (+70.92%)	$35,192 (+68.26%)	$234,610 (+12.17%) Land $45,000 Building $189,610
2023	$2,799.00 Homeowner's exemption	$20,915	$209,150 Land $45,000 Building $164,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless, Tombigbee Fiber.

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