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28 Citadel St, Cameron, NC 28326 Property Records

Harnett County property record for 28 Citadel St, Cameron, NC 28326

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,156 sqft · built 2011
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Apr 2020)
Tax Bill$2,699 (2026)
Deeds & MortgagesNov 2021 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1500036076

Property Details

APN / Parcel Number

Primary APN1500036076
Alternative APN
  • 09956511 0282 03

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,156 sqft Heated Area
1st Floor Area1,803 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area43,560 sqft (1 acres)
Garage Area484 sqft
PorchPorch
Porch Area40 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1500036076
Street Address28 CITADEL ST
CityCAMERON
StateNC
Zip28326-5027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20R
Legal DescriptionLOT 261 RICHMOND PARK SEC 6
Legal SubdivisionRICHMOND PARK
Legal Lot Number261
JurisdictionHARNETT NC
Township / Civil DivisionBARBECUE
Census Block Group2
Census Block2010
Census Tract71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address28 CITADEL ST, CAMERON, NC 28326-5027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed of Trust, Mortgage · VA Mortgage
NFM INC
Apr 20, 2020Warranty Deed, Transfer · VA Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2020 · Amount on Record
Deed SaleApr 20, 2020 · Amount on Record
Prior SaleJun 14, 2011 · Amount on Record
Deed Document Number20206012
Deed Book / Page3803 / 739
Prior Transfer DateDec 19, 2013
Prior Transfer Doc0000020446
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address28 CITADEL ST, CAMERON, NC 28326-5027
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanySOURCEPOINT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027875
DateNov 24, 2021
Book Page4080/947
Instrument2021027875
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateApr 20, 2020
Property Address28 CITADEL ST, CAMERON, NC 28326-5027
Document Number0000006012
Book / Page003803 / 000739
Instrument DateApr 14, 2020
Instrument6012
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 CITADEL ST CAMERON NC 283265027, CAMERON, NC 28326-5027

Mortgage

Document Number6013
DateApr 20, 2020
Book Page003803/000742
Instrument6013
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2050

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,699.00 (+11.21%)$348,658 (+5.85%)$348,658 (+5.85%) Land $33,170 Building $315,488
2023$2,427.00$329,399$329,399 Land $37,910 Building $291,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2017–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50

May also be available: Brightspeed.

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