28 Cider Mill Cir, Armonk, NY 10504 Property Records

Westchester County and North Castle Town property record for 28 Cider Mill Cir, Armonk, NY 10504 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,763 sqft · built 2007
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$1,530,000 (Jan 2013)
Tax Bill	$40,275 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`553800 107.16-3-21.5`

Property Details

APN / Parcel Number

Primary APN	`553800 107.16-3-21.5`
Alternative APN	`RMF`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,763 sqft Living Area
1st Floor Area	3,763 sqft
Basement Area	1,460 sqft
Finished Basement	1,460 sqft
Unfinished Basement	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	RMF
Street Address	28 CIDER MILL CIR
City	ARMONK
State	NY
Zip	10504-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CIDER MILL CIRCLE
Legal Block	3
Legal Lot Number	21.005
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NORTH CASTLE
Census Block Group	3
Census Block	3006
Census Tract	12303

Owner

Source: Westchester County and North Castle Town records · APN 553800 107.16-3-21.5

Assessment roll updated May 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 CIDER MILL CIR, ARMONK, NY 10504-3303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
May 02, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA
May 02, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Nov 21, 2019	Warranty Deed, Transfer MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC
Nov 22, 2019	Grant Deed, Transfer CITIBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2013 · Amount on Record
Deed Sale	Jan 03, 2013 · Amount on Record
Prior Sale	Aug 22, 2011 · Amount on Record
Deed Document Number	2013523523432
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	28 CIDER MILL CIR, ARMONK, NY 10504-3303
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	THOROUGHBRED TITLE SERVICES LLC, THROUGHBRED TITLE SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CIDER MILL CIR, ARMONK, NY 10504-3303

Mortgage

Document Number	0621313367
Date	May 12, 2022
Instrument	621313367

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	28 CIDER MILL CIR, ARMONK, NY 10504-3303
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	THOROUGHBRED TITLE SERVICES LLC, THROUGHBRED TITLE SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CIDER MILL CIR, ARMONK, NY 10504-3303

Mortgage

Document Number	0621193612
Date	May 02, 2022
Instrument	621193612

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	28 CIDER MILL CIR, ARMONK, NY 10504-3303
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	THOROUGHBRED TITLE SERVICES LLC, THROUGHBRED TITLE SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CIDER MILL CIR, ARMONK, NY 10504-3303

Mortgage

Document Number	0621193603
Date	May 02, 2022
Instrument	621193603

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 21, 2019
Property Address	28 CIDER MILL CIR, ARMONK, NY 10504-3303
Document Number	0593153281
Book / Page	059315 / 003281
Instrument Date	Nov 13, 2019
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$6,040.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1625 STATE ROUTE 10 MORRIS PLAINS NJ 079502905, MORRIS PLAINS, NJ 07950-2905
Investor	Possibly a Property Investor

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 22, 2019
Property Address	28 CIDER MILL CIR, ARMONK, NY 10504-3303
Document Number	0593153298
Book / Page	059315 / 003298
Instrument Date	Nov 13, 2019
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 CIDER MILL CIR ARMONK NY 105043303, ARMONK, NY 10504-3303

Mortgage

Document Number	593263004
Date	Nov 22, 2019
Book Page	059326/003004

Lender

Name	CITIBANK
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368-2239

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Westchester County and North Castle Town records · Assessment roll updated May 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	North Castle Town
Unified School District	Byram Hills Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40,275.00	$30,110 (-) Land $3,200 Building $26,910	$1,858,642 (+11.11%) Land $197,531 Building $1,661,111
2024		$30,110 (-) Land $3,200 Building $26,910	$1,672,778 (-8.33%) Land $177,778 Building $1,495,000
2023		$30,110 Land $3,200 Building $26,910	$1,824,848 Land $193,939 Building $1,630,909

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190123033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1982–2023)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2023, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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