28 Chirp Ln, Freeport, FL 32439 Property Records

Walton County property record for 28 Chirp Ln, Freeport, FL 32439

Property Summary

Property TypeVacant Land
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$528,000 (Nov 2025)
Tax Bill$961 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-1S-19-23029-000-0550

Property Details

APN / Parcel Number

Primary APN30-1S-19-23029-000-0550
Alternative APN
  • 30-119-23029-000-0550

Exterior

Lot Area14,375 sqft (0.33 acres)
Lot Dimensions150 ft deep x 97 ft wide

Location & Zoning

Street Address28 CHIRP LN
CityFREEPORT
StateFL
Zip32439-2981
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT 55 BIRD SONG AT HAMMOCK BAY PB 26-26
Legal SubdivisionHAMMOCK BAY
Legal Lot Number55
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2066
Census Tract950502

Owner

Source: Walton County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address28 CHIRP LN, FREEPORT, FL 32439-2981
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Deed Document Number202542722
Deed Book / Page3378 / 326
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 18, 2025
Property Address28 CHIRP LN, FREEPORT, FL 32439-2981
Document Number0033780326
Book / Page3378 / 326
Map ReferenceMB 26 PG 26
Instrument DateNov 18, 2025
Instrument20250042722
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyUNKNOWN, DSLD TITLE FLORIDA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,696.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7660 PECUE LN STE 100, 100, BATON ROUGE, LA 70809-5271

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CHIRP LN, FREEPORT, FL 32439-2981

Mortgage

Document Number0003378328
DateNov 18, 2025
Instrument3378/328
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$961.00$76,705 Land $76,705$76,705 Land $76,705

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Wildstar Networks
Fixed Wireless
200 / 50

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