28 Chips Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 28 Chips Ct, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	1,270 sqft Total Area
Lot Size	10,470 sqft (0.24 acres)
Garage	Basement, 450 sqft
Occupancy	Owner Occupied
Last Sale	$240,000 (2018)
Tax Bill	$2,382.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-011601`
Alternative APN	`011601`

Interior

Full Baths	2 Baths
Building Area	1,270 sqft Total Area
Basement Area	712 sqft Basement
Finished Basement	712 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	10,470 sqft (0.24 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage
Garage Area	450 sqft Garage
Deck Area	192 sqft Deck
Patio Area	740 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected

Location & Zoning

Account Number	011601
Street Address	28 CHIPS CT
City	SMITHSBURG
State	MD
Zip	21783-9710
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 8 .24 ACRES 28 CHIPS COURT CHIPS MEADOW
Legal Subdivision	CHIPS MEADOWS
Legal Lot Number	8
Jurisdiction	WASHINGTON MD
Minor Civil Division	7, SMITHSBURG
Census Blockgroup	4
Census Block	4037
Census Tract	11301

Owner

Source: Washington County records · APN 07-011601

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 CHIPS CT, SMITHSBURG, MD 21783-9710
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Prior Sale	Nov 02, 2012 · Amount on Record
Deed Book / Page	5838 / 104
Transfer Doc	0019070474
Record Refreshed	Sep 20, 2026

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 24, 2018
Property Address	28 CHIPS CT, SMITHSBURG, MD 21783-9710
Document Number	0058380104
Book / Page	5838 / 0104
Map Reference	FO744-A
Instrument Date	Jul 06, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CHIPS CT, SMITHSBURG, MD 21783-9710

Mortgage

Document Number	0005838112
Date	Sep 24, 2018
Instrument	5838/112

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,967 (+9.36%)	$358,200 (-) Land $55,200 Building $303,000
2025	$2,382.00 (+5.73%) Homeowner's exemption	$301,733 (+18.22%)	$358,200 (+30.97%) Land $55,200 Building $303,000
2024	$2,253.00 (+4.84%)
2023	$2,149.00 Homeowner's exemption	$255,233	$273,500 Land $55,200 Building $218,300

Flood & Wildfire

28 Chips Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (24043C), updated August 14, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 32nd percentile of exposed land nationally · 68th in Maryland
Wildfire Likelihood	Low — about 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.