28 Chestnut St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 28 Chestnut St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$4,579 (2023)
Deeds & Mortgages	Dec 2021 Refinance Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:038 L:127-B`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:038 L:127-B`
Alternative APNs	`M:038 B:127 L:00B` `8137`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	28 CHESTNUT ST
City	WESTBROOK
State	ME
Zip	04092-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Lot Number	127-B
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2013
Census Tract	2700

Owner

28 Chestnut St is owned and occupied by an individual who acquired it in July 2009.

Source: Cumberland County and Westbrook City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	28 CHESTNUT ST, WESTBROOK, ME 04092-2311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EVERGREEN CU
Dec 16, 2019	Deed of Trust, Mortgage EVERGREEN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2009
Deed Sale	Jul 10, 2009
Prior Sale	Nov 18, 2005 · Amount on File
Deed Book / Page	27079 / 57
Transfer Doc	27079-0057
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	28 CHESTNUT ST, WESTBROOK, ME 04092-2311
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0390200264
Date	Dec 22, 2021
Book Page	39020/264
Instrument	89932

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	28 CHESTNUT ST, WESTBROOK, ME 04092-2311
Document Number	0363310221
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CHESTNUT ST WESTBROOK ME 040922311, WESTBROOK, ME 04092-2311

Mortgage

Document Number	0363310221
Date	Jan 9, 2020
Book Page	036331/000221
Instrument	1703

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,579.00 (+10.05%)	$274,500 (+19.4%) Land $78,900 Building $195,600
2022	$4,161.00	$229,900 Land $65,700 Building $164,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Chestnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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