28 Chestnut St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 28 Chestnut St, Cold Spring, NY 10516

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,858 sqft · built 1880
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Jan 2004)
Tax Bill$12,056 (2024)
Flood ZoneZone X (minimal risk)
APN372601 49.5-3-59

Property Details

APN / Parcel Number

Primary APN372601 49.5-3-59
Alternative APNs
  • 260104900500030590000000
  • 031016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,858 sqft Living Area
Gross Area1,978 sqft
1st Floor Area1,199 sqft
2nd Floor Area254 sqft
Upper Floors Area405 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleOld Style
Exterior MaterialWood
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
View / LotLake Front
Garage TypeDetached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area233 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number031016
Street Address28 CHESTNUT ST
CityCOLD SPRING
StateNY
Zip10516-2509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionLAND & RES
Legal Block3
Legal Lot Number59.00
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group2
Census Block2005
Census Tract10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cold Spring Historic District
listed 1982 · 219 contributing resources · NRIS 82001235

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 CHESTNUT ST, COLD SPRING, NY 10516-2509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2004 · Amount on Record
Deed SaleJan 28, 2004 · Amount on Record
Prior SaleNov 3, 2003
Deed Book / Page1653 / 303
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
MunicipalityCold Spring Village
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$190,000 (-) Land $41,300 Building $148,700$619,498 (+14.84%)
2024$12,056.00
2023$190,000 (-) Land $41,300 Building $148,700$539,466 (+11.73%) Land $117,263 Building $422,203
2022$190,000 Land $41,300 Building $148,700$482,846 Land $104,955 Building $377,891

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 2 condo units
Nearby Flood Claims29 (1992–2024)
Claims Outside the SFHA3 of 29
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 2 claims
  • Hurricane Sandy, Oct 2012 · 12 claims
  • Hurricane Irene, Aug 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLD SPRING VILLAGE
serves 2,666 people · EPA ID NY3903652
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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