28 Chester Ln, Wallingford, CT 06492 Property Records

Wallingford Town property record for 28 Chester Ln, Wallingford, CT 06492

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,075 sqft · built 1952
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Aug 2025)
Tax Bill	$5,221 (2026)
Deeds & Mortgages	Mar 2021 Refinance Aug 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WALL M:135 L:085`

Property Details

APN / Parcel Number

Primary APN	`WALL M:135 L:085`
Alternative APNs	`M:025 B:001 L:174` `B0705700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,075 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	768 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	B0705700
Street Address	28 CHESTER LN
City	WALLINGFORD
State	CT
Zip	06492-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Lot Number	85
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	4
Census Block	4006
Census Tract	175900

Owner

28 Chester Ln is owned and occupied by an individual who bought it in August 2025.

Source: Wallingford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28 CHESTER LN, WALLINGFORD, CT 06492-3912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK
Aug 27, 2025	Warranty Deed, Transfer · Line of Credit CHAMPIONS FUNDING
Oct 31, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Jul 6, 2017	Executor's Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2025 · Amount on File
Deed Sale	Aug 27, 2025 · Amount on File
Prior Sale	Oct 31, 2022 · Amount on File
Deed Book / Page	1745 / 751
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	28 CHESTER LN, WALLINGFORD, CT 06492-3912
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001652-835
Date	Mar 17, 2021
Book Page	1652/835
Instrument	3251680022

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Aug 27, 2025
Property Address	28 CHESTER LN, WALLINGFORD, CT 06492-3912
Document Number	001745-751
Book / Page	1745 / 751
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CHESTER LN, WALLINGFORD, CT 06492-3912

Mortgage

Document Number	0001745754
Date	Aug 27, 2025
Instrument	1745/754

Lender

Name	CHAMPIONS FUNDING

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Oct 31, 2022
Property Address	28 CHESTER LN, WALLINGFORD, CT 06492-3912
Document Number	01697-1058
Book / Page	1697 / 1058
Instrument Date	Oct 19, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016971030
Date	Oct 31, 2022
Instrument	1697/1030

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Jul 6, 2017
Property Address	28 CHESTER LN, WALLINGFORD, CT 06492-3912
Document Number	1566-351
Book / Page	1566 / 351
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	15660354
Date	Jul 6, 2017
Instrument	01566/0354

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 28 Chester Ln was $5,221, up 8.1% from the year before.

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,221.00 (+8.12%)	$212,500 (+6.14%) Land $93,500 Building $119,000	$343,530 (+145.13%)
2025	$4,829.00	$200,200 Land $93,500 Building $106,700	$140,140 Land $65,450 Building $74,690
2024	$4,829.00 (+18.42%)
2023	$4,078.00	$139,000 Land $74,500 Building $64,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 Chester Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Chester Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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