28 Cherry St, Toccoa, GA 30577 Property Records

Stephens County property record for 28 Cherry St, Toccoa, GA 30577 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2005
Square Footage960 sqft Heated Area
Lot Size15,246 sqft (0.35 acres)
OccupancyOwner Occupied
Last Sale$143,000 (2022)
Tax Bill$1,411.00 (2025)

Property Details

APN / Parcel Number

Primary APNT38 022
Alternative APN
  • 736700

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area960 sqft Heated Area
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2005
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,246 sqft (0.35 acres)
Garage TypeCarport Garage
Garage Area312 sqft Garage
CarportCarport
Carport Area312 sqft Carport
Porch Area72 sqft Porch
TopographyGentle Slope Topography
Utility Building84 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number736700
Street Address28 CHERRY ST
CityTOCCOA
StateGA
Zip30577-6183
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 OAKWOOD ACRES S/D
Legal SubdivisionOAKWOOD ACRES
Legal Lot Number4
JurisdictionSTEPHENS GA
Minor Civil DivisionTOCCOA
Census Blockgroup1
Census Block1028
Census Tract970302

Owner

Source: Stephens County records · APN T38 022

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28 CHERRY ST, TOCCOA, GA 30577-6183
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOMESTAR FINANCIAL
Jun 27, 2022Warranty Deed, Transfer
Jun 27, 2022Limited Warranty Deed, Transfer
Jun 27, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Jun 28, 2022
  • Deed Sale Price on Jun 28, 2022
  • Prior Sale Amount on May 30, 2008
Deed Doc Number2022982
Deed Book / Page1302 / 214
Prior Transfer DateJun 27, 2022
Prior Transfer Doc0013020229
Record RefreshedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address28 CHERRY ST, TOCCOA, GA 30577-6183
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CHERRY ST, TOCCOA, GA 30577-6183

Mortgage

Document Number0013020000000216
DateJun 28, 2022
Book Page0000001302/0000000216
Lender
NameHOMESTAR FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateJun 27, 2022
Property Address28 CHERRY ST, TOCCOA, GA 30577-6183
Document Number0013020214
Book / Page1302 / 214
Instrument DateJun 27, 2022
Instrument2022-000982
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CHERRY ST, TOCCOA, GA 30577-6183

June 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionSTEPHENS GA
Recording DateJun 27, 2022
Property Address28 CHERRY ST, TOCCOA, GA 30577-6183
Document Number0013020229
Book / Page1302 / 229
Instrument DateJun 27, 2022
Instrument2022-000983
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CHERRY ST, TOCCOA, GA 30577-6183

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateJun 27, 2022
Property Address28 CHERRY ST, TOCCOA, GA 30577-6183
Document Number0013020214
Book / Page1302 / 214
Instrument DateJun 27, 2022
Instrument2022-000982
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CHERRY ST, TOCCOA, GA 30577-6183

Mortgage

Document Number0001302216
DateJun 27, 2022
Instrument1302/216
Lender
NameHOMESTAR FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,411.00 (+36.59%) Homeowner's exemption$49,884 (+61.47%) Land $2,294 Building $47,590$124,709 (+61.47%) Land $5,735 Building $118,974
2023$1,033.00 Homeowner's exemption$30,893 Land $2,294 Building $28,599$77,233 Land $5,735 Building $71,498

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