St. Lawrence County and Potsdam Town property record for 28 Cherry St, Potsdam, NY 13676 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,244 sqft · built 1920 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,500 (Dec 2022) |
| Tax Bill | $3,263 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Apr 2018 Line of Credit + 1 more |
| APN | 407403 64.050-2-1 |
| Primary APN | 407403 64.050-2-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 834 sqft 1st Floor |
| Upper Floors Area | 410 sqft Upper Floors |
| Stories | 1 Story |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 177 ft deep x 120 ft wide |
| Shed | 1 Shed |
| Porch | Patio |
| Porch Area | 143 sqft Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 407403 64.050-2-1 |
|---|---|
| Street Address | 28 CHERRY ST |
| City | POTSDAM |
| State | NY |
| Zip | 13676-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 120X169X40X185 |
| Legal Block | 2 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | POTSDAM |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 490900 |
Source: St. Lawrence County and Potsdam Town records · APN 407403 64.050-2-1
Assessment roll updated May 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 918 ELIZABETH ST, OGDENSBURG, NY 13669-3426 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA |
| Apr 13, 2018 | Deed of Trust, Mortgage · Line of Credit SEACOMM FCU |
| Dec 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 07, 2022 · Amount on Record |
| Deed Sale | Dec 07, 2022 · Amount on Record |
| Deed Document Number | 202217244 |
| Prior Transfer Date | Oct 11, 2013 |
| Prior Transfer Doc | 0000016874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 28 CHERRY ST, POTSDAM, NY 13676-1101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 918 ELIZABETH ST, OGDENSBURG, NY 13669-3426 |
| Document Number | 0000017245 |
|---|---|
| Date | Dec 07, 2022 |
| Instrument | R-2022-00017245 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 28 CHERRY ST, POTSDAM, NY 13676-1101 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004315 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | R-2018-00004315 |
| Name | SEACOMM FCU |
|---|---|
| Type | Credit Union |
| Address | POTSDAM, NY 13676 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Dec 07, 2022 |
| Property Address | 28 CHERRY ST, POTSDAM, NY 13676-1101 |
| Document Number | 0000017244 |
| Instrument Date | Nov 17, 2022 |
| Instrument | R-2022-00017244 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $234.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 CHERRY ST, POTSDAM, NY 13676-1101 |
| Name | Verified Name |
|---|---|
| Address | 918 ELIZABETH ST, OGDENSBURG, NY 13669-3426 |
| Document Number | 0000017245 |
|---|---|
| Date | Dec 07, 2022 |
| Instrument | R-2022-00017245 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
Source: St. Lawrence County and Potsdam Town records · Assessment roll updated May 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Potsdam Town |
| Municipality | Potsdam Village |
| Unified School District | Potsdam Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,263.00 (+1.3%) | $64,000 (+17.22%) Land $20,400 Building $43,600 | $64,000 (-19.12%) Land $20,400 Building $43,600 |
| 2024 | $3,221.00 | $54,600 (-) Land $13,000 Building $41,600 | $79,130 (+7.25%) Land $18,840 Building $60,290 |
| 2023 | $54,600 Land $13,000 Building $41,600 | $73,784 Land $17,568 Building $56,216 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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