28 Charles St, Corning, NY 14830 Property Records

Steuben County and Corning Town property record for 28 Charles St, Corning, NY 14830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,442 sqft · built 1956
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,000 (Mar 2014)
Tax Bill	$4,658 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2024 Line of Credit
APN	`463801 299.14-03-028.000`

Property Details

APN / Parcel Number

Primary APN	`463801 299.14-03-028.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,306 sqft
Upper Floors Area	136 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	117 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 CHARLES ST
City	CORNING
State	NY
Zip	14830-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONF
Legal Block	3
Legal Lot Number	28.000
Jurisdiction	STEUBEN NY
Township / Civil Division	CORNING
Census Block Group	1
Census Block	1023
Census Tract	962800

Owner

Source: Steuben County and Corning Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 CHARLES ST, CORNING, NY 14830-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit CORNING FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2014 · Amount on Record
Deed Sale	Mar 6, 2014 · Amount on Record
Deed Book / Page	2476 / 57
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	28 CHARLES ST, CORNING, NY 14830-1329
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005051/34
Date	Mar 4, 2024
Book Page	5051/34

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	97 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	28 CHARLES ST, CORNING, NY 14830-1329
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005036/259
Date	Jan 3, 2024
Book Page	5036/259

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	97 Months
Due	Feb 1, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Steuben County and Corning Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Corning Town
Municipality	Riverside Village
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,658.00 (-0.15%) Homeowner's exemption Senior Citizen's exemption
2025	$4,665.00 (+282.69%)	$133,000 (-) Land $10,000 Building $123,000	$152,874 (+10.34%) Land $11,494 Building $141,380
2023		$133,000 (-) Land $10,000 Building $123,000	$138,542 (+4.17%) Land $10,417 Building $128,125
2022		$133,000 Land $10,000 Building $123,000	$133,000 Land $10,000 Building $123,000
2021	$1,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–1984)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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