28 Charles Ct, Newark, DE 19702 Property Records

New Castle County property record for 28 Charles Ct, Newark, DE 19702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,280 sqft · built 1998
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2019)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-041.10-383`

Property Details

APN / Parcel Number

Primary APN	`09-041.10-383`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	640 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	110 ft deep x 20 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	28 CHARLES CT
City	NEWARK
State	DE
Zip	19702-3767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NCTH
Legal Subdivision	RIVER WALK
Legal Lot Number	115
Jurisdiction	NEW CASTLE DE
Township / Civil Division	UPPER CHRISTIANA
Census Block Group	3
Census Block	3001
Census Tract	13903

Owner

28 Charles Ct is owned and occupied by an individual who bought it in October 2019.

Source: New Castle County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	28 CHARLES CT, NEWARK, DE 19702-3767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit FRANKLIN MINT FCU
Oct 3, 2019	Deed, Transfer · FHA Mortgage ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Prior Sale	May 4, 2006 · Amount on File
Deed Document Number	201979361
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	28 CHARLES CT, NEWARK, DE 19702-3767
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	MANNER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099556
Date	Oct 18, 2022
Instrument	20221018-0099556

Lender

Name	FRANKLIN MINT FCU
Type	Credit Union
Address	CHADDS FORD, PA 19317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2032

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Oct 3, 2019
Property Address	28 CHARLES CT, NEWARK, DE 19702-3767
Document Number	0000079361
Map Reference	MF 13261
Instrument Date	Sep 26, 2019
Instrument	20191003-0079361
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	28 CHARLES CT, NEWARK, DE 19702-3767

Mortgage

Document Number	0000079365
Date	Oct 3, 2019
Instrument	20191003-0079365

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 28 Charles Ct was $2,706.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Christina School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00	$321,100 Land $66,200 Building $254,900
2024			$278,190
2023	$2,379.00	$55,600 Land $7,800 Building $47,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Charles Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Charles Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER DELAWARE, INC private · serves 100,495 people · EPA ID DE0000564
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charles Ct

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