Lowndes County property record for 28 Champion Rd, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,965 sqft · built 2024 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,693 (Dec 2024) |
| Tax Bill | $1,428 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Nov 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41W230005201 |
| Primary APN | 41W230005201 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,965 sqft Adjusted Area |
| 1st Floor Area | 1,621 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28 CHAMPION RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-8823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 28 CHAMPION RD |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 23 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 301 |
28 Champion Rd is owned and occupied by an individual who bought it in December 2024.
Source: Lowndes County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 CHAPRON RD, COLUMBUS, MS 39705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF VERNON |
| Nov 7, 2024 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Oct 21, 2024 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Dec 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 12, 2024 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 20, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on File |
| Deed Sale | Dec 12, 2024 · Amount on File |
| Deed Book / Page | 2024 / 9515 |
| Prior Transfer Date | Jan 20, 2016 |
| Prior Transfer Doc | 0020160265 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 28 CHAMPION RD, COLUMBUS, MS 39705-8823 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020247785 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 2024/7785 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Feb 9, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 28 CHAMPION RD, COLUMBUS, MS 39705-8823 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202423139 |
|---|---|
| Date | Nov 7, 2024 |
| Book Page | 2024/23139 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 28 CHAMPION RD, COLUMBUS, MS 39705-8823 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202421598 |
|---|---|
| Date | Oct 21, 2024 |
| Book Page | 2024/21598 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Feb 20, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 28 CHAMPION RD, COLUMBUS, MS 39705-8823 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00202425437 |
|---|---|
| Date | Dec 12, 2024 |
| Book Page | 2024/25437 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 12, 2024 |
| Property Address | 28 CHAMPION RD, COLUMBUS, MS 39705-8823 |
| Document Number | 0020249515 |
| Book / Page | 2024 / 9515 |
| Instrument Date | Dec 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 CHAPMAN RD, COLUMBUS, MS 39705-1614 |
| Investor | Possibly a Property Investor |
| Document Number | 0202425437 |
|---|---|
| Date | Dec 12, 2024 |
| Instrument | 2024/25437 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Nov 20, 2019 |
| Property Address | JESS LYONS RD, COLUMBUS, MS 39705 |
| Document Number | 0020198550 |
| Book / Page | 002019 / 008550 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 VIKING DR COLUMBUS MS 397028388, COLUMBUS, MS 39702-8388 |
The 2025 property tax bill for 28 Champion Rd was $1,428 with a homeowner's exemption, up 317.5% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,428.00 (+317.54%) Homeowner's exemption | $15,368 | $153,680 Land $11,250 Building $142,430 |
| 2024 | $342.00 (-0.87%) | ||
| 2023 | $345.00 | $3,095 | $20,630 Land $20,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28 Champion Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Champion Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures