28 Chalmers Ln, Cincinnati, OH 45218 Property Records

Hamilton County property record for 28 Chalmers Ln, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,188 sqft · built 1938
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Jul 2021)
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`597-0070-0265-00`

Property Details

APN / Parcel Number

Primary APN	`597-0070-0265-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	636 sqft
2nd Floor Area	552 sqft

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,049 sqft (0.069 acres)
Porch	Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	28 CHALMERS LN
City	CINCINNATI
State	OH
Zip	45218-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHALMERS LN 0.0704 AC R1-T3-S23 PT LOT E 10
Legal Range	01
Legal Township	03
Legal Section	23
Legal Subdivision	S F GARYS 02
Legal Lot Number	E
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	2
Census Block	2006
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greenhills Historic District listed 1989 · 732 contributing resources · NRIS 88003066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 CHALMERS LN, CINCINNATI, OH 45218-1027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 16, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 19, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Jun 4, 1998 · Amount on Record
Deed Document Number	0000087354
Deed Book / Page	14461 / 1744
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	28 CHALMERS LN, CINCINNATI, OH 45218-1027
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CHALMERS LN, CINCINNATI, OH 45218-1027

Mortgage

Document Number	0000091256
Date	Dec 29, 2023
Book Page	15072/738
Instrument	2023-0091256

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Jul 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	28 CHALMERS LN, CINCINNATI, OH 45218-1027
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CHALMERS LN, CINCINNATI, OH 45218-1027

Mortgage

Document Number	0000088677
Date	Sep 16, 2022
Book Page	14753/1455
Instrument	2022-0088677

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2021
Property Address	28 CHALMERS LN, CINCINNATI, OH 45218-1027
Document Number	0000087354
Book / Page	14461 / 1744
Map Reference	MB 39 PG 8-27
Instrument Date	Jun 24, 2021
Instrument	2021-0087354
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CHALMERS LN, CINCINNATI, OH 45218-1027

Mortgage

Document Number	0000087355
Date	Jul 19, 2021
Instrument	2021-0087355

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,820.00 (+8.5%)	$39,200 (-) Land $3,906 Building $35,294
2024	$2,599.00 (+6.91%)	$39,200 (-) Land $3,906 Building $35,294
2023	$2,431.00 (+103.94%)	$39,200 (+174.78%) Land $3,906 Building $35,294	$112,000 (+174.78%) Land $11,160 Building $100,840
2022	$1,192.00 Homeowner's exemption	$14,266 Land $6,307 Building $7,959
2020			$40,760 Land $18,020 Building $22,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, Verizon.

Nearby Properties on Chalmers Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures