28 Central Park Dr, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 28 Central Park Dr, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,866 sqft · built 1930
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Nov 2017)
Tax Bill	$12,276 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0136 B:0000 L:17`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0136 B:0000 L:17`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,866 sqft Living Area
Gross Area	6,167 sqft
Basement Area	1,731 sqft
Unfinished Basement	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Architectural Style	Tudor
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Street Address	28 CENTRAL PARK DR
City	HOLYOKE
State	MA
Zip	01040-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	17
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1032
Census Tract	811900

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 CENTRAL PARK DR, HOLYOKE, MA 01040-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FLORENCE BANK
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit FLORENCE BANK
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit FLORENCE BANK
Dec 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU
Nov 3, 2017	Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017 · Amount on Record
Deed Sale	Nov 3, 2017 · Amount on Record
Prior Sale	Dec 27, 2006 · Amount on Record
Deed Book / Page	21931 / 218
Transfer Doc	021931-218
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	28 CENTRAL PARK DR, HOLYOKE, MA 01040-1306
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025222-515
Date	Nov 10, 2023
Book Page	25222/515
Instrument	53612

Lender

Name	FLORENCE BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	28 CENTRAL PARK DR, HOLYOKE, MA 01040-1306
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024040-359
Date	Aug 4, 2021
Book Page	24040/359
Instrument	54355

Lender

Name	FLORENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	28 CENTRAL PARK DR, HOLYOKE, MA 01040-1306
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24040-359
Date	Aug 4, 2021
Book Page	24040/359
Instrument	54355

Lender

Name	FLORENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	28 CENTRAL PARK DR, HOLYOKE, MA 01040-1306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22980-580
Date	Dec 3, 2019
Book Page	22980/580
Instrument	71060

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Nov 3, 2017
Property Address	28 CENTRAL PARK DR, HOLYOKE, MA 01040-1306
Document Number	21931-218
Book / Page	21931 / 218
Instrument	65341
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CENTRAL PARK DR, HOLYOKE, MA 01040-1306

Mortgage

Document Number	219310221
Date	Nov 3, 2017
Instrument	21931/0221

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2047

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,276.00 (+6.82%)	$704,300 (+7%) Land $105,500 Building $581,300	$564,749 (-15.86%)
2025	$11,492.00 (+7.47%)	$658,200 (+16.64%) Land $98,600 Building $559,600	$671,175 (+4.19%)
2024	$10,693.00 (+4.9%)	$564,300 (+3.85%) Land $93,800 Building $470,500	$644,195
2023	$10,194.00	$543,400 Land $93,800 Building $449,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1984–2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: South Hadley Electric Light Department.

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