28 Center Dr, Oswego, IL 60543 Property Records

Kendall County property record for 28 Center Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,614 sqft · built 1963
Lot Size	0.683 acres (29,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Oct 2020)
Tax Bill	$8,168 (2024)
Deeds & Mortgages	Dec 2025 Second Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-13-478-008`

Property Details

APN / Parcel Number

Primary APN	`02-13-478-008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area
Gross Area	3,756 sqft
1st Floor Area	1,614 sqft
Basement Area	1,614 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	29,745 sqft (0.683 acres)
Lot Dimensions	200 ft deep x 152 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	28 CENTER DR
City	OSWEGO
State	IL
Zip	60543-9434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 113 RIVERVIEW HEIGHTS SEC 13, 24-37-7
Legal Range	07E
Legal Township	37N
Legal Section	13
Legal Subdivision	RIVERVIEW HEIGHTS
Legal Lot Number	113
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1005
Census Tract	890402

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 ASHLAWN AVE, OSWEGO, IL 60543-9690
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETOWN NATIONAL BANK
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Oct 18, 2016 · Amount on Record
Deed Document Number	202021051
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	28 CENTER DR, OSWEGO, IL 60543-9434
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017141
Date	Dec 30, 2025
Instrument	202500017141

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank
Address	LA SALLE, IL 61301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Mar 1, 2031

Interest

Rate	6.75%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 21, 2020
Property Address	28 CENTER DR, OSWEGO, IL 60543-9434
Document Number	0000021051
Instrument Date	Jul 29, 2020
Instrument	202000021051
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33 ASHLAWN AVE, OSWEGO, IL 60543-9690

Mortgage

Document Number	0000021053
Date	Oct 21, 2020
Instrument	202000021053

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,944 (+34.77%) Land $16,658 Building $109,286	$377,832 (+34.77%) Land $49,974 Building $327,858
2024	$8,168.00
2022		$93,452 Land $12,360 Building $81,092	$280,356 Land $37,080 Building $243,276

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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