28 Cedric Ave, Derby, CT 06418 Property Records

Derby City property record for 28 Cedric Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,210 sqft · built 1954
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Nov 1992)
Tax Bill	$7,618 (2026)
Deeds & Mortgages	May 2021 Sale Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:11 B:4 L:73`

Property Details

APN / Parcel Number

Primary APN	`DERB M:11 B:4 L:73`
Alternative APNs	`000954` `6862` `954`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
1st Floor Area	1,210 sqft
Basement Area	864 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	954
Street Address	28 CEDRIC AVE
City	DERBY
State	CT
Zip	06418-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	4
Legal Lot Number	73
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	3
Census Block	3021
Census Tract	120200

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	28 CEDRIC AVE, DERBY, CT 06418-1050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed, Transfer
Mar 24, 2021	Deed of Trust, Mortgage · Balloon Mortgage WARSHAW CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 1992 · Amount on Record
Deed Sale	Nov 10, 1992 · Amount on Record
Prior Sale	Sep 30, 1987 · Amount on Record
Deed Book / Page	236 / 171
Last Transfer Date	May 5, 2021
Transfer Doc	848-119
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DERBY CT
Recording Date	May 10, 2021
Property Address	28 CEDRIC AVE, DERBY, CT 06418-1050
Document Number	848-119
Book / Page	848 / 119
Instrument Date	May 5, 2021
Instrument	916
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	28 CEDRIC AVE, DERBY, CT 06418-1050
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	843-80
Date	Mar 24, 2021
Book Page	843/80
Instrument	567

Lender

Name	WARSHAW CAPITAL LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,618.00 (+30.07%)	$198,170 (+46.15%) Land $43,330 Building $154,840	$342,734 (+261.1%)
2025	$5,857.00	$135,590 (-) Land $38,290 Building $97,300	$94,913 Land $26,803 Building $68,110
2024	$5,857.00 (+11.9%)
2023	$5,234.00	$135,590 (-) Land $38,220 Building $97,370
2022	$5,234.00	$135,590 Land $38,220 Building $97,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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