28 Cedar St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 28 Cedar St, Oneonta, NY 13820 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,912 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2008)
Tax Bill	$3,485 (2025)
Flood Zone	Zone X (minimal risk)
APN	`361200 288.18-1-68`

Property Details

APN / Parcel Number

Primary APN	`361200 288.18-1-68`
Alternative APNs	`120028801800010680000000` `3911 0287`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,912 sqft Living Area
1st Floor Area	956 sqft
2nd Floor Area	956 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1958
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	124 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	24 sqft
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 0287
Street Address	28 CEDAR ST
City	ONEONTA
State	NY
Zip	13820-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	68.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1016
Census Tract	591000

Owner

Source: Otsego County and Oneonta City records · APN 361200 288.18-1-68

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 CEDAR ST, ONEONTA, NY 13820-1531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2008 · Amount on Record
Deed Sale	May 22, 2008 · Amount on Record
Prior Sale	Oct 13, 1998 · Amount on Record
Deed Book / Page	1114 / 754
Last Transfer Date	Jun 03, 2019
Transfer Doc	0000000616
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,485.00	$105,000 (-) Land $14,100 Building $90,900	$147,887 (+14.08%) Land $19,859 Building $128,028
2023		$105,000 Land $14,100 Building $90,900	$129,630 Land $17,407 Building $112,223

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775910001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1979, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.