28 Cedar St, Burlington, MA 01803 Property Records

Middlesex County and Burlington Town property record for 28 Cedar St, Burlington, MA 01803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,888 sqft · built 1960
Lot Size	0.329 acres (14,331 sqft)
Owner	2 Individual Names on File
Last Sale	$456,000 (Jul 2015)
Tax Bill	$6,259 (2026)
Deeds & Mortgages	Aug 2022 Refinance Nov 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BURL M:000015 P:000204`

Property Details

APN / Parcel Number

Primary APN	`BURL M:000015 P:000204`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area
Gross Area	3,104 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,331 sqft (0.329 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	28 CEDAR ST
City	BURLINGTON
State	MA
Zip	01803-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Jurisdiction	BURLINGTON MA
Township / Civil Division	BURLINGTON
Census Block Group	1
Census Block	1012
Census Tract	332300

Owner

28 Cedar St is owned and occupied by two individuals who bought it in July 2015.

Source: Middlesex County and Burlington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 CEDAR ST, BURLINGTON, MA 01803-2247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU
Nov 25, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC
Nov 29, 2017	Deed of Trust, Mortgage ROSS MORTGAGE CORP
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI ROSS MTG CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2015 · Amount on File
Deed Sale	Jul 1, 2015 · Amount on File
Deed Book / Page	65658 / 568
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON MA
Property Address	28 CEDAR ST, BURLINGTON, MA 01803-2247
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080632-508
Date	Aug 26, 2022
Book Page	80632/508
Instrument	131001

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON MA
Property Address	28 CEDAR ST, BURLINGTON, MA 01803-2247
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083512-149
Date	Nov 25, 2024
Book Page	83512/149
Instrument	134925

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON MA
Property Address	28 CEDAR ST, BURLINGTON, MA 01803-2247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70302-54
Date	Nov 29, 2017
Book Page	70302/54
Instrument	193031

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON MA
Property Address	28 CEDAR ST, BURLINGTON, MA 01803-2247
Document Number	74545-32
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CEDAR ST BURLINGTON MA 018032247, BURLINGTON, MA 01803-2247

Mortgage

Document Number	74545-32
Date	Apr 27, 2020
Book Page	074545/000032
Instrument	61657

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 28 Cedar St was $6,259, up 2.3% from the year before.

Source: Middlesex County and Burlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Burlington Town
Unified School District	Burlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,259.00 (+2.29%)	$720,300 (+1.94%) Land $402,600 Building $317,700	$769,447 (-3.69%)
2025	$6,119.00 (+5.07%)	$706,600 (+8.47%) Land $388,900 Building $317,700	$798,950 (+5.64%)
2024	$5,824.00 (+3.67%)	$651,400 (+8.98%) Land $358,700 Building $292,700	$756,295
2023	$5,618.00	$597,700 Land $311,100 Building $286,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Cedar St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURLINGTON WATER DEPT serves 25,864 people · EPA ID MA3048000
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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