28 Cedar Rd, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 28 Cedar Rd, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	2,383 sqft · built 1986
Lot Size	0.574 acres (24,999 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Dec 2017)
Tax Bill	$13,224 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00913-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`11-00913-0000-00010`
Alternative APN	`110091300010`

Interior

Building Area	2,383 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	24,999 sqft (0.574 acres)
Lot Dimensions	125 ft deep x 200 ft wide

Location & Zoning

Street Address	28 CEDAR RD
City	RINGWOOD
State	NJ
Zip	07456-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CUPSAW ESTATES
Legal Block	913
Legal Lot Number	10
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	2
Census Block	2051
Census Tract	216701

Owner

28 Cedar Rd is owned and occupied by two individuals who bought it in December 2017.

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 CEDAR RD, RINGWOOD, NJ 07456-1812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Prior Sale	Sep 26, 2000 · Amount on File
Deed Document Number	201758446
Record Updated	Oct 29, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 1, 2017
Property Address	28 CEDAR RD, RINGWOOD, NJ 07456-1812
Document Number	0000058446
Book / Page	003198 / 000267
Instrument Date	Nov 17, 2017
Instrument	58446
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 CEDAR RD RINGWOOD NJ 074561812, RINGWOOD, NJ 07456-1812

Mortgage

Document Number	58448
Date	Dec 1, 2017
Book Page	014799/000204
Instrument	58448

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 28 Cedar Rd was $13,224, up 2.3% from the year before.

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,500 (-) Land $162,800 Building $147,700	$310,500 (-) Land $162,800 Building $147,700
2025	$13,224.00 (+2.31%)	$310,500 Land $162,800 Building $147,700	$310,500 Land $162,800 Building $147,700
2024	$12,926.00
2023		$310,500 Land $162,800 Building $147,700	$310,500 Land $162,800 Building $147,700
2022	$12,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Cedar Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	12 (1998–2021)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Mar 2010 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Cedar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20