28 Cedar Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 28 Cedar Dr, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,084 sqft · built 1960
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$732,100 (Jun 2019)
Tax Bill	$8,186 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-18-8893-000`

Property Details

APN / Parcel Number

Primary APN	`013-18-8893-000`
Alternative APN	`81/A/32A/30`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,084 sqft Living Area
Gross Area	3,404 sqft
1st Floor Area	780 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Detached
Garage Area	750 sqft

Exterior Amenities

Porch	Porch
Porch Area	400 sqft
Patio Area	492 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Water Source	Well

Location & Zoning

Old Parcel Number	/81/A/32A//30/
Street Address	28 CEDAR DR
City	STERLING
State	VA
Zip	20164-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	RICHLAND ACRES SEC.2A LOT 30 200903030012040
Legal Subdivision	RICHLAND ACRES
Legal Lot Number	30
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2000
Census Tract	611205

Owner

Source: Loudoun County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 CEDAR DR, STERLING, VA 20164-8600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MVB MTG
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage POTOMAC MTG GRP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Oct 24, 2014 · Amount on Record
Deed Document Number	201906100030355
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	28 CEDAR DR, STERLING, VA 20164-8600
Document Number	20200630051157
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CEDAR DR STERLING VA 201648600, STERLING, VA 20164-8600

Mortgage

Document Number	20200630051157
Date	Jun 30, 2020
Instrument	51157

Lender

Name	MVB MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	28 CEDAR DR, STERLING, VA 20164-8600
Document Number	20190610030357
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CEDAR DR STERLING VA 201648600, STERLING, VA 20164-8600

Mortgage

Document Number	20190610030357
Date	Jun 10, 2019
Instrument	30357

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 10, 2019
Property Address	28 CEDAR DR, STERLING, VA 20164-8600
Document Number	20190610030355
Instrument Date	Jun 7, 2019
Instrument	30355
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$732.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CEDAR DR STERLING VA 201648600, STERLING, VA 20164-8600

Mortgage

Document Number	20190610030356
Date	Jun 10, 2019
Instrument	30356

Lender

Name	POTOMAC MTG GRP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,186.00	$935,560 Land $285,800 Building $649,760	$935,560 Land $285,800 Building $649,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2006–2013)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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