28 Cedar Dr, Allendale, NJ 07401 Property Records

Bergen County and Allendale Borough property record for 28 Cedar Dr, Allendale, NJ 07401

Property Summary

Property TypeSingle Family Home
Details5,823 sqft · built 1966
Lot Size0.999 acres (43,516 sqft)
Owner2 Individual Names on File
Last Sale$1,750,000 (Jul 2024)
Tax Bill$35,442 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN01-00104-0000-00025

Property Details

APN / Parcel Number

Primary APN01-00104-0000-00025
Alternative APNs
  • 010010400025
  • 009300

Interior

Stories2 Stories
Building Area5,823 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeFrame
Lot Area43,516 sqft (0.999 acres)
Lot Dimensions300 ft deep x 145 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number009300
Street Address28 CEDAR DR
CityALLENDALE
StateNJ
Zip07401-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAAA
Legal Description.999 AC
Legal SubdivisionALLENDALE
Legal Block104
Legal Lot Number25
JurisdictionBERGEN NJ
Township / Civil DivisionALLENDALE
Census Block Group1
Census Block1001
Census Tract1002

Owner

28 Cedar Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Bergen County and Allendale Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address28 CEDAR DR, ALLENDALE, NJ 07401-1115
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2024 · Amount on File
Deed SaleJul 18, 2024 · Amount on File
Prior SaleJan 11, 1996 · Amount on File
Deed Document Number202443143
Deed Book / Page5283 / 1967
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address28 CEDAR DR, ALLENDALE, NJ 07401-1115
Transaction TypeMortgage
Record UpdatedMay 6, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CEDAR DR, ALLENDALE, NJ 07401-1115

Mortgage

Document Number0057561346
DateMar 26, 2026
Book Page5756/1346
Instrument2026020094
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateApr 1, 2033
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change10.5%
Index1-Year T-Bill
Max Rate10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 28 Cedar Dr was $35,442, down 2.8% from the year before.

Source: Bergen County and Allendale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityAllendale Borough
Elementary School DistrictAllendale Borough School District (KG - 08)
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,048,800 (+17.35%) Land $724,700 Building $1,324,100$2,048,800 (+17.35%) Land $724,700 Building $1,324,100
2025$35,442.00 (-2.82%)$1,745,900 Land $539,800 Building $1,206,100$1,745,900 Land $539,800 Building $1,206,100
2024$36,469.00
2023$1,405,000 Land $457,400 Building $947,600$1,405,000 Land $457,400 Building $947,600
2022$30,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Cedar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NJ ALLENDALE WATER SYSTEM
serves 6,702 people · EPA ID NJ0201001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionSep 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTetrachloroethylene
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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