Union County and Cranford Township property record for 28 Cayuga Rd, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,440 sqft · built 1948 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Nov 2002) |
| Tax Bill | $10,430 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00611-0000-00027 |
| Primary APN | 03-00611-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Stucco |
| Lot Area | 6,360 sqft (0.146 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 7417003 |
|---|---|
| Street Address | 28 CAYUGA RD |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-3455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 611 |
| Legal Lot Number | 27 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 37300 |
28 Cayuga Rd is owned and occupied by two individuals who acquired it in August 2009.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 CAYUGA RD, CRANFORD, NJ 07016-3455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2002 · Amount on File |
| Deed Sale | Nov 6, 2002 · Amount on File |
| Deed Book / Page | 5343 / 801 |
| Last Transfer Date | Aug 13, 2009 |
| Transfer Doc | 0057760977 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 28 CAYUGA RD, CRANFORD, NJ 07016-3455 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0149922241 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 14992/2241 |
| Instrument | 14768 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 28 CAYUGA RD, CRANFORD, NJ 07016-3455 |
| Document Number | 0145292465 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Name | Verified Name |
|---|---|
| Address | 28 CAYUGA RD CRANFORD NJ 070163455, CRANFORD, NJ 07016-3455 |
| Document Number | 0145292465 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 014529/002465 |
| Instrument | 668713 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2049 |
The 2025 property tax bill for 28 Cayuga Rd was $10,430, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,900 (-) Land $72,200 Building $71,700 | $143,900 (-) Land $72,200 Building $71,700 | |
| 2025 | $10,430.00 (+6.92%) | $143,900 Land $72,200 Building $71,700 | $143,900 Land $72,200 Building $71,700 |
| 2024 | $9,755.00 | ||
| 2023 | $143,900 Land $72,200 Building $71,700 | $143,900 Land $72,200 Building $71,700 | |
| 2022 | $9,514.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28 Cayuga Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1982–1994) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Cayuga Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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