28 Catherine St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 28 Catherine St, Schenectady, NY 12307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1940
Lot Size0.058 acres (2,550 sqft)
OwnerCompany Name on Record
Last Sale$10,000 (Oct 2016)
Tax Bill$4,019 (2026)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.34-1-5

Property Details

APN / Parcel Number

Primary APN421500 49.34-1-5
Alternative APN
  • 150004903400010050000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,728 sqft Living Area
1st Floor Area864 sqft
2nd Floor Area864 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,550 sqft (0.058 acres)
Lot Dimensions50 ft deep x 51 ft wide
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28 CATHERINE ST
CitySCHENECTADY
StateNY
Zip12307-1102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block1
Legal Lot Number5.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4000
Census Tract20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Vale Cemetery and Vale Park
listed 2004 · 6 contributing resources · NRIS 04001053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11134 STATE ROUTE 32, GREENVILLE, NY 12083-5125
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2016 · Amount on Record
Deed SaleOct 18, 2016 · Amount on Record
Prior SaleOct 15, 2015 · Amount on Record
Deed Document Number201647954
Deed Book / Page1947 / 961
Prior Transfer DateSep 23, 2015
Prior Transfer Doc1924000060
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 11, 2026
Property Address28 CATHERINE ST, SCHENECTADY, NY 12307-1102
Document Number0000013407
Book / Page2173 / 741
Instrument DateJun 1, 2026
Instrument202613407
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyRENEWABLE TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address11134 STATE ROUTE 32, GREENVILLE, NY 12083-5125

Mortgage

Document Number0000013413,
DateJun 11, 2026
Instrument202613413
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,019.00 (+3.96%)
2025$3,866.00 (+7.12%)$65,400 (-) Land $9,800 Building $55,600$108,296 (+30.82%) Land $16,228 Building $92,068
2023$65,400 (-) Land $9,800 Building $55,600$82,785 (+3.8%) Land $12,405 Building $70,380
2022$65,400 Land $9,800 Building $55,600$79,756 Land $11,951 Building $67,805
2021$3,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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