Madison Town property record for 28 Carmel Ct, Madison, CT 06443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,227 sqft · built 1992 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,036 (Dec 1992) |
| Tax Bill | $9,030 (2026) |
| Deeds & Mortgages | Dec 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MADI M:109 B:48 |
| Primary APN | MADI M:109 B:48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,227 sqft Living Area |
| Gross Area | 4,501 sqft |
| Basement Area | 602 sqft |
| Unfinished Basement | 602 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 81,893 sqft (1.88 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 597712 |
|---|---|
| Street Address | 28 CARMEL CT |
| City | MADISON |
| State | CT |
| Zip | 06443-1791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Block | 48 |
| Jurisdiction | MADISON CT |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 194201 |
28 Carmel Ct is owned and occupied by an individual who bought it in December 1992.
Source: Madison Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 CARMEL CT, MADISON, CT 06443-1791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 1992 · Amount on File |
| Deed Sale | Dec 31, 1992 · Amount on File |
| Deed Book / Page | 539 / 3 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 28 CARMEL CT, MADISON, CT 06443-1791 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002287-289 |
|---|---|
| Date | Dec 18, 2023 |
| Book Page | 2287/289 |
| Instrument | 2023-2553 |
| Name | GUILFORD SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Jan 1, 2043 |
The 2026 property tax bill for 28 Carmel Ct was $9,030, up 2.8% from the year before.
Source: Madison Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Madison Town |
| Unified School District | Madison School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,030.00 (+2.8%) | $391,600 (-) Land $136,800 Building $253,800 | $725,341 (+164.61%) |
| 2025 | $8,784.00 | $391,600 Land $136,800 Building $254,800 | $274,120 Land $95,760 Building $178,360 |
| 2024 | $8,784.00 (+2.81%) | ||
| 2023 | $8,544.00 (+1.9%) | $285,100 (-) Land $105,200 Building $179,900 | |
| 2022 | $8,385.00 | $285,100 Land $105,200 Building $179,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Carmel Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28 Carmel Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
4G LTE (outdoors only), no 5G reported
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