28 Cardinal Rd, Roxboro, NC 27573 Property Records

Person County property record for 28 Cardinal Rd, Roxboro, NC 27573

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 938 sqft · built 1937
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Apr 2023)
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`70 9 3`

Property Details

APN / Parcel Number

Primary APN	`70 9 3`
Alternative APNs	`16406 302` `74339 301`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	938 sqft Heated Area
Gross Area	1,655 sqft
Basement Area	469 sqft
Unfinished Basement	469 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	135 ft deep x 200 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	108 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74339 301
Street Address	28 CARDINAL RD
City	ROXBORO
State	NC
Zip	27573-4493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	PERSON NC
Township / Civil Division	ROXBORO
Census Block Group	4
Census Block	4024
Census Tract	920300

Owner

Source: Person County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 CARDINAL RD, ROXBORO, NC 27573-4493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 9, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Sep 9, 2022 · Amount on Record
Deed Document Number	2023406497
Deed Book / Page	1152 / 516
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Apr 20, 2023
Property Address	28 CARDINAL RD, ROXBORO, NC 27573-4493
Document Number	0011520516
Book / Page	1152 / 516
Map Reference	CAB 8 PG 93-1
Instrument Date	Apr 13, 2023
Instrument	406497
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11629 APPALOOSA RUN W, RALEIGH, NC 27613-7022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 CARDINAL RD, ROXBORO, NC 27573-4493

Mortgage

Document Number	0011520519
Date	Apr 20, 2023
Book Page	1152/519
Instrument	406498

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Sep 9, 2022
Property Address	28 CARDINAL RD, ROXBORO, NC 27573-4493
Document Number	0011330794
Book / Page	1133 / 794
Map Reference	CAB 8 PG 93-1
Instrument Date	Sep 7, 2022
Instrument	403079
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1314 ANTIOCH RD, 1314, NEW BERN, NC 28560-9637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11629 APPALOOSA RUN W, RALEIGH, NC 27613-7022

Tax Assessment & Valuation

Source: Person County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Municipality	Roxboro City
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,101 (-) Land $19,059 Building $185,042	$204,101 (-) Land $19,059 Building $185,042
2025	$2,816.00 (+25.77%)	$204,101 (+38.73%)	$204,101 (+38.73%) Land $19,059 Building $185,042
2023	$2,239.00	$147,125	$147,125 Land $18,720 Building $128,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROXBORO serves 13,139 people · EPA ID NC0273010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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