Barnstable County and Harwich Town property record for 28 Captains Ln, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,556 sqft · built 1981 |
| Lot Size | 0.35 acres (15,226 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Dec 2024) |
| Tax Bill | $3,123 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:33 P:H1-9 |
| Primary APN | HARW M:33 P:H1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 3,192 sqft |
| 1st Floor Area | 1,052 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,226 sqft (0.35 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|
| Account Number | 3796 |
|---|---|
| Street Address | 28 CAPTAINS LN |
| City | HARWICH |
| State | MA |
| Zip | 02645-3140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11200 |
28 Captains Ln is owned by two individuals who bought it in December 2024.
Source: Barnstable County and Harwich Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 EASTERN AVE, BURLINGTON, MA 01803-2203 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 3, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on File |
| Deed Sale | Dec 4, 2024 · Amount on File |
| Prior Sale | Aug 2, 2024 · Amount on File |
| Deed Document Number | 202448554 |
| Deed Book / Page | 36709 / 215 |
| Prior Transfer Date | May 19, 2022 |
| Prior Transfer Doc | 035166-308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 28 CAPTAINS LN, HARWICH, MA 02645-3140 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037512-310 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 37512/310 |
| Instrument | 9951 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARWICH MA |
| Recording Date | Jun 3, 2022 |
| Property Address | 28 CAPTAINS LN, HARWICH, MA 02645-3140 |
| Document Number | 035166-308 |
| Book / Page | 35166 / 308 |
| Instrument Date | May 19, 2022 |
| Instrument | 28876 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 CAPTAINS LN, HARWICH, MA 02645-3140 |
The 2025 property tax bill for 28 Captains Ln was $3,123, up 3.8% from the year before.
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,123.00 (+3.82%) | $528,500 (+5.95%) Land $206,000 Building $322,500 | $783,275 |
| 2024 | $3,008.00 (+3.3%) | $498,800 (+13.75%) Land $194,300 Building $304,500 | |
| 2023 | $2,912.00 | $438,500 Land $176,600 Building $261,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Captains Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 92 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 10 condo units |
| Nearby Flood Claims | 2 (1978–1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Captains Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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