28 Capen St, Windsor, CT 06095 Property Records

Windsor Town property record for 28 Capen St, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1920
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$371,000 (Jun 2025)
Tax Bill	$5,152 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4210.00`

Property Details

APN / Parcel Number

Primary APN	`4210.00`
Alternative APNs	`WIND M:00066 B:00079 L:000013` `WSOR M:00066 B:00079 L:000013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	3,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4210.00
Street Address	28 CAPEN ST
City	WINDSOR
State	CT
Zip	06095-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	79
Legal Lot Number	13
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2016
Census Tract	473400

Owner

Source: Windsor Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 CAPEN ST, WINDSOR, CT 06095-3013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit MUTUAL HOME MORTGAGE
Jun 20, 2025	Warranty Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Jan 7, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage PINNACLE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Jan 7, 2025 · Amount on Record
Deed Document Number	20252025-01998
Deed Book / Page	1982 / 228
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Recording Date	Apr 24, 2026
Property Address	28 CAPEN ST, WINDSOR, CT 06095-3013
Document Number	001997-534
Book / Page	1997 / 534
Instrument Date	Apr 19, 2026
Instrument	20261212
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CAPEN ST, WINDSOR, CT 06095-3013

Mortgage

Document Number	0000001212,
Date	Apr 24, 2026
Book Page	1997/534
Instrument	20261212

Lender

Name	MUTUAL HOME MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2033
Index	Other
Margin	3
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR CT
Recording Date	Jun 20, 2025
Property Address	28 CAPEN ST, WINDSOR, CT 06095-3013
Document Number	001982-228
Book / Page	1982 / 228
Instrument Date	Jun 18, 2025
Instrument	2025-01998
Transaction Type	Transfer
Record Updated	Jul 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501999
Date	Jun 20, 2025
Instrument	2025-01999

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR CT
Recording Date	Jan 7, 2025
Property Address	28 CAPEN ST, WINDSOR, CT 06095-3013
Document Number	0001975-93
Book / Page	1975 / 93
Instrument Date	Jan 6, 2025
Instrument	2025-00056
Transaction Type	Transfer
Record Updated	Jan 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 WINDMILL RD, ELLINGTON, CT 06029-2122

Mortgage

Document Number	0202500057
Date	Jan 7, 2025
Instrument	2025-00057

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,460 (+45.68%) Land $55,300 Building $118,160	$121,422 Land $38,710 Building $82,712
2024	$5,152.00 (+23.28%)
2023	$4,179.00 (+0.94%)	$119,070 (-) Land $43,400 Building $75,670
2022	$4,140.00	$119,070 Land $43,400 Building $75,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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