Oswego County and Hastings Town property record for 28 Canter Rd, Central Square, NY 13036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,567 sqft · built 1970 |
| Lot Size | 0.628 acres (27,390 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,893 (2026) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 353289 307.07-01-07 |
| Primary APN | 353289 307.07-01-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,567 sqft Living Area |
| 1st Floor Area | 1,567 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 27,390 sqft (0.628 acres) |
| Lot Dimensions | 273 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 28 CANTER RD |
|---|---|
| City | CENTRAL SQUARE |
| State | NY |
| Zip | 13036-2135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | STAATS 008-089-000 |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20707 |
28 Canter Rd is owned and occupied by two individuals.
Source: Oswego County and Hastings Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 CANTER RD, CENTRAL SQUARE, NY 13036-2135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATHFINDER BANK |
| Aug 18, 2017 | Deed of Trust, Mortgage · Line of Credit PATHFINDER BANK |
| Feb 24, 2017 | Deed of Trust, Mortgage · Line of Credit PRIVATE INDIVIDUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 28 CANTER RD, CENTRAL SQUARE, NY 13036-2135 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 28 CANTER RD, CENTRAL SQUARE, NY 13036-2135 |
| Document Number | 0000000093 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | R-2023-000093 |
| Name | PATHFINDER BANK |
|---|---|
| Type | Bank |
| Address | CENTRAL SQUARE, NY 13036 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 23, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 28 CANTER RD, CENTRAL SQUARE, NY 13036-2135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CNY ABSTRACT & TITLE SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0000007917 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | R-2017-007917 |
| Name | PATHFINDER BANK |
|---|---|
| Type | Bank |
| Address | CENTRAL SQUARE, NY 13036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 28 CANTER RD, CENTRAL SQUARE, NY 13036-2135 |
| Document Number | 0000002450 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2017 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 28 CANTER RD CENTRAL SQUARE NY 130362135, CENTRAL SQUARE, NY 13036-2135 |
| Document Number | 0000002450 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 2450 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | CENTRAL SQUARE, NY 13036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 16, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 28 Canter Rd was $3,893 with exemptions applied, up 3.2% from the year before.
Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Hastings Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,893.00 (+3.21%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,772.00 | $133,000 Land $19,000 Building $114,000 | $177,333 Land $25,333 Building $152,000 |
| 2023 | $133,000 Land $19,000 Building $114,000 | $154,651 Land $22,093 Building $132,558 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Canter Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | Jan 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Canter Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures