Sumter County property record for 28 Camellia St, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 971 sqft · built 1956 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,500 (Mar 2021) |
| Tax Bill | $140 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 228-16-03-026 |
| Primary APN | 228-16-03-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 971 sqft Living Area |
| 1st Floor Area | 971 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Width | 56 ft Width |
| Porch | Finished/Open Porch |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 42158 |
|---|---|
| Street Address | 28 CAMELLIA ST |
| City | SUMTER |
| State | SC |
| Zip | 29150-4742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9 |
| Legal Description | LOT 66 PB91-1147 0.22AC PB96-656 |
| Legal Subdivision | FLOWERS HEIGHTS SUB |
| Legal Lot Number | 66 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1300 |
28 Camellia St is owned and occupied by an individual who bought it in March 2021.
Source: Sumter County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 CAMELLIA ST, SUMTER, SC 29150-4742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2017 | Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 30, 2021 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 23, 2018 | Deed, Transfer FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on File |
| Deed Sale | Mar 30, 2021 · Amount on File |
| Prior Sale | Feb 23, 2018 · Amount on File |
| Deed Book / Page | 1282 / 5623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 28 CAMELLIA ST, SUMTER, SC 29150-4742 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012312025 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 1231/2025 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Mar 22, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Mar 30, 2021 |
| Property Address | 28 CAMELLIA ST, SUMTER, SC 29150-4742 |
| Document Number | 0012825623 |
| Book / Page | 1282 / 5623 |
| Map Reference | MB PB96 PG 656 |
| Instrument Date | Mar 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.25 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 CAMELLIA ST, SUMTER, SC 29150-4742 |
| Document Number | 0012825627 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 1282/5627 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Feb 23, 2018 |
| Property Address | 28 CAMELLIA ST, SUMTER, SC 29150-4742 |
| Document Number | 0012414030 |
| Book / Page | 1241 / 4030 |
| Map Reference | MB96 PG96 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233.10 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 28 CAMELLIA ST, SUMTER, SC 29150-4742 |
| Document Number | 0012414034 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 1241/4034 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Mar 1, 2023 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
The 2025 property tax bill for 28 Camellia St was $140.
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $140.00 | $2,420 Land $350 Building $2,070 | $60,419 Land $8,680 Building $51,739 |
| 2023 | $133.00 (+1.53%) | $2,420 (-) Land $350 Building $2,070 | $60,419 (-) Land $8,680 Building $51,739 |
| 2022 | $131.00 | $2,420 Land $350 Building $2,070 | $60,419 Land $8,680 Building $51,739 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 28 Camellia St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1981–2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Camellia St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.6% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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