28 Cadiz Ct, Pacifica, CA 94044 Property Records

San Mateo County property record for 28 Cadiz Ct, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,530 sqft · built 1954
Lot Size0.127 acres (5,534 sqft)
Owner2 Individual Names on Record
Last Sale$685,000 (Nov 2005)
Tax Bill$13,461 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN023-082-230

Property Details

APN / Parcel Number

Primary APN023-082-230

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,530 sqft Living Area
1st Floor Area1,040 sqft
2nd Floor Area245 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area5,534 sqft (0.127 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28 CADIZ CT
CityPACIFICA
StateCA
Zip94044-3401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 55 BLOCK 29 LINDA MAR NO 5 RSM 38/24
Legal SubdivisionLINDA MAR NO 5
Legal Block29
Legal Lot Number55
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group1
Census Block1001
Census Tract603200

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address28 CADIZ CT, PACIFICA, CA 94044-3401
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 13, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2005 · Amount on Record
Deed SaleNov 1, 2005 · Amount on Record
Deed Document Number2005191544
Last Transfer DateJan 24, 2007
Transfer Doc0000014662
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address28 CADIZ CT, PACIFICA, CA 94044-3401
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CADIZ CT, PACIFICA, CA 94044-3401

Mortgage

Document Number0000075945
DateOct 28, 2022
Instrument2022-075945
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address28 CADIZ CT, PACIFICA, CA 94044-3401
Document Number0000030996
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CADIZ CT PACIFICA CA 940443401, PACIFICA, CA 94044-3401

Mortgage

Document Number0000030996
DateApr 24, 2018
Instrument30996
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$954,812 (+2%) Land $477,406 Building $477,406
2025$13,461.00 (+4.81%)$936,092 (+4.04%) Land $468,046 Building $468,046
2023$12,843.00 (+5.24%)$899,744 Land $449,872 Building $449,872$1,291,950
2022$12,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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